Hurricane Ian: Discussing Wind-Water Disputes

Randy Maniloff | White and Williams “Most of the Florida homes in the path of Hurricane Ian lack flood insurance, posing a major challenge to rebuilding efforts, new data show. In the counties whose residents were told to evacuate, just 18.5 percent of homes have coverage through the National Flood Insurance Program, according to Milliman,… Continue reading Hurricane Ian: Discussing Wind-Water Disputes

Wind Versus Water Causing Insurance Payment Delays? The Sad Song Remains The Same For Michael Victims as In Other Storms

Chip Merlin | Property Insurance Coverage Law Blog | June 30, 2019 The Tampa Bay Times ran an excellent story, Hurricane Michael Destroyed Their Homes Then The Insurance Heartache Began, which tells a sad but familiar theme about insurance company denials and delayed payments following hurricane losses. I was quoted in the piece: Chip Merlin, a Tampa insurance… Continue reading Wind Versus Water Causing Insurance Payment Delays? The Sad Song Remains The Same For Michael Victims as In Other Storms

Lawmakers Seek to Reduce Cost of Property Insurance in NC

S. Vagus | Live Insurance News | March 13, 2015 Lawmakers in North Carolina are looking to reduce property insurance rates by changing the state’s initiative to cover catastrophic losses caused by natural disasters. A new legislation has been introduce that would establish a public bonding authority, which will be part of the North Carolina… Continue reading Lawmakers Seek to Reduce Cost of Property Insurance in NC

The Importance of Training Property Insurance Adjusters

Chip Merlin – Property Insurance Coverage Law Blog – September 11, 2014 The following Farmers Insurance adjuster training document was posted on a public adjuster forum yesterday: Adjusters should get extensive and accurate training about aspects of property damage. Unfortunately, wrong or poor training, especially if it fails to correctly explain what to look for… Continue reading The Importance of Training Property Insurance Adjusters

Policyholders Can Fully Collect Under a Flood Policy and a Wind Policy at the Same Time

Chip Merlin – July 18, 2014 Intelligent policyholders are not sticking around when their house is being destroyed documenting how much damage was caused by wind and then the flood that accompanies most of these catastrophic events. Yet, their insurance companies want to act as if their policyholders can play god. They demand that policyholder… Continue reading Policyholders Can Fully Collect Under a Flood Policy and a Wind Policy at the Same Time

%d bloggers like this: