{"id":374764,"date":"2015-01-13T06:15:46","date_gmt":"2015-01-13T13:15:46","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=374764"},"modified":"2015-01-06T14:16:13","modified_gmt":"2015-01-06T21:16:13","slug":"governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/","title":{"rendered":"Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &#8220;Scope Of Loss&#8221;"},"content":{"rendered":"<p>Shaun Marker |\u00a0Property Insurance Coverage Law Blog | January 6, 2015<\/p>\n<p>Appraisal in first-party property insurance claims is meant to resolve disagreements over the amount of loss. Appraisal is a contractual alternative dispute resolution process. But often the parties dispute involves some disagreement over the scope of the covered damages resulting from the loss. Insurance carriers often argue that disputes involving the scope of damages caused by a loss should not go to appraisal. Well, Governor Cuomo officially signed a bill into law on November 21, 2014, allowing appraisals in New York to determine the &#8220;scope of loss.&#8221;<\/p>\n<p>In the Summer of 2014, the bill passed the New York State Assembly and Senate but needed to be signed by Governor Cuomo. That signing did occur on November 21st. It amends Insurance Law Section 3408 subsection (c) dealing with court ordered appraisals under fire insurance policies. The bill makes it clear that \u201cScope of Loss\u201d issues are subject to appraisal.<\/p>\n<p>This is an important law for consumers because it provides legal support in New York for policyholders to take claims to appraisal that insurance carriers previously would have tried to keep out of appraisal. This will avoid costly litigation, and will result in claim payments to policyholders sooner.<\/p>\n<p>If you have a claim that you think could be eligible for appraisal by this law and appraisal has been refused by the insurance carrier then please speak with experienced representation about your options.<\/p>\n<p>via <a href=\"http:\/\/www.propertyinsurancecoveragelaw.com\/2015\/01\/articles\/state-legislation\/governor-cuomo-signed-bill-into-law-on-november-21st-allowing-appraisals-in-new-york-to-determine-scope-of-loss\/index.html\">Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &#8220;Scope Of Loss&#8221; : Property Insurance Coverage Law Blog<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Shaun Marker |\u00a0Property Insurance Coverage Law Blog | January 6, 2015 Appraisal in first-party property insurance claims is meant to resolve disagreements over the amount of loss. Appraisal is a contractual alternative dispute resolution process. But often the parties dispute involves some disagreement over the scope of the covered damages resulting from the loss. Insurance&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/\">Continue reading <span class=\"screen-reader-text\">Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &#8220;Scope Of Loss&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[3],"tags":[351,3,56,6481],"class_list":["post-374764","post","type-post","status-publish","format-standard","hentry","category-insurance-claims","tag-insurance-appraisals","tag-insurance-claims","tag-property-damage","tag-scope-of-loss","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &quot;Scope Of Loss&quot; - Advise &amp; Consult, Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &quot;Scope Of Loss&quot; - Advise &amp; Consult, Inc.\" \/>\n<meta property=\"og:description\" content=\"Shaun Marker |\u00a0Property Insurance Coverage Law Blog | January 6, 2015 Appraisal in first-party property insurance claims is meant to resolve disagreements over the amount of loss. Appraisal is a contractual alternative dispute resolution process. But often the parties dispute involves some disagreement over the scope of the covered damages resulting from the loss. Insurance&hellip; Continue reading Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &#8220;Scope Of Loss&#8221;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/\" \/>\n<meta property=\"og:site_name\" content=\"Advise &amp; Consult, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\" \/>\n<meta property=\"article:published_time\" content=\"2015-01-13T13:15:46+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:site\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\"},\"headline\":\"Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &#8220;Scope Of Loss&#8221;\",\"datePublished\":\"2015-01-13T13:15:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/\"},\"wordCount\":278,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"keywords\":[\"Insurance Appraisals\",\"Insurance Claims\",\"property damage\",\"Scope of Loss\"],\"articleSection\":[\"Insurance Claims\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/\",\"name\":\"Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine \\\"Scope Of Loss\\\" - Advise &amp; Consult, Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\"},\"datePublished\":\"2015-01-13T13:15:46+00:00\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"name\":\"Advise &amp; Consult, Inc.\",\"description\":\"Construction Expert Witnesses\",\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\",\"name\":\"Advise & Consult\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"contentUrl\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"width\":162,\"height\":75,\"caption\":\"Advise & Consult\"},\"image\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\",\"https:\/\/x.com\/adviseconsult\",\"https:\/\/www.linkedin.com\/company-beta\/204526\/\",\"https:\/\/www.youtube.com\/user\/MrConstructionExpert\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/www.expertwitnessinconstruction.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine \"Scope Of Loss\" - Advise &amp; Consult, Inc.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/","og_locale":"en_US","og_type":"article","og_title":"Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine \"Scope Of Loss\" - Advise &amp; Consult, Inc.","og_description":"Shaun Marker |\u00a0Property Insurance Coverage Law Blog | January 6, 2015 Appraisal in first-party property insurance claims is meant to resolve disagreements over the amount of loss. Appraisal is a contractual alternative dispute resolution process. But often the parties dispute involves some disagreement over the scope of the covered damages resulting from the loss. Insurance&hellip; Continue reading Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &#8220;Scope Of Loss&#8221;","og_url":"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/","og_site_name":"Advise &amp; Consult, Inc.","article_publisher":"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","article_published_time":"2015-01-13T13:15:46+00:00","author":"admin","twitter_card":"summary_large_image","twitter_creator":"@adviseconsult","twitter_site":"@adviseconsult","twitter_misc":{"Written by":"admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/#article","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/"},"author":{"name":"admin","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7"},"headline":"Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine &#8220;Scope Of Loss&#8221;","datePublished":"2015-01-13T13:15:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/"},"wordCount":278,"commentCount":0,"publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"keywords":["Insurance Appraisals","Insurance Claims","property damage","Scope of Loss"],"articleSection":["Insurance Claims"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/","name":"Governor Cuomo Signed Bill Into Law On November 21st Allowing Appraisals In New York To Determine \"Scope Of Loss\" - Advise &amp; Consult, Inc.","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website"},"datePublished":"2015-01-13T13:15:46+00:00","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.myconstructionexpert.com\/blog\/governor-cuomo-signed-bill-law-november-21st-allowing-appraisals-new-york-determine-scope-loss\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website","url":"https:\/\/www.myconstructionexpert.com\/blog\/","name":"Advise &amp; Consult, Inc.","description":"Construction Expert Witnesses","publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization","name":"Advise & Consult","url":"https:\/\/www.myconstructionexpert.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","contentUrl":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","width":162,"height":75,"caption":"Advise & Consult"},"image":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","https:\/\/x.com\/adviseconsult","https:\/\/www.linkedin.com\/company-beta\/204526\/","https:\/\/www.youtube.com\/user\/MrConstructionExpert"]},{"@type":"Person","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","caption":"admin"},"sameAs":["http:\/\/www.expertwitnessinconstruction.com"]}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2ztG6-1zuA","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/374764","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=374764"}],"version-history":[{"count":0,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/374764\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=374764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=374764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=374764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}