{"id":3855,"date":"2014-08-01T06:37:48","date_gmt":"2014-08-01T12:37:48","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=3855"},"modified":"2014-07-29T14:39:15","modified_gmt":"2014-07-29T20:39:15","slug":"three-strikes-defective-work-insurance-claim","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/","title":{"rendered":"Three Strikes on Defective Work Insurance Claim"},"content":{"rendered":"<p>Stanley A. Martin &#8211; July 22, 2014<\/p>\n<p>A federal appeals court recently retired, in short order, a contractor\u2019s insurance claim arising from defective work.\u00a0\u00a0The claim arose when scratches were noted on a glass storefront, shortly after installation by one sub but also after preliminary cleaning by another sub, and two days before the store was open to the public.\u00a0\u00a0No cause for the scratches was identified, at least in the decision.<\/p>\n<p>Strike One.\u00a0\u00a0The damage arose from work performed by one of the subs, thus coming within an exclusion on the contractor\u2019s GL policy.\u00a0\u00a0There was no evidence of any accident.<\/p>\n<p>Strike Two.\u00a0\u00a0The claim was for restoration or replacement of the glass \u2013 the very item claimed to be either defective or improperly cleaned \u2013 and not damage to other work.<\/p>\n<p>Strike Three.\u00a0\u00a0As the problem was noted before the store opened to the public, the claim did not fall under the completed operations hazard, since the glass had yet to be put to its intended use.<\/p>\n<p>A simple, brief, lesson.\u00a0 The case is\u00a0Allegheny Design Mgmt. v. Travelers Indemnity Co. of America, 2014 U.S. App. LEXIS 13190 (3rd\u00a0Cir., July 11, 2014).<\/p>\n<p>via <a href=\"http:\/\/www.lexology.com\/library\/detail.aspx?g=1b6b8d0d-ee8a-4a62-af34-81982691377c&amp;utm_source=Lexology+Daily+Newsfeed&amp;utm_medium=HTML+email+-+Body+-+Federal+section&amp;utm_campaign=Lexology+subscriber+daily+feed&amp;utm_content=Lexology+Daily+Newsfeed+2014-07-24&amp;utm_term=\">Three strikes on defective work insurance claim &#8211; Lexology<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Stanley A. Martin &#8211; July 22, 2014 A federal appeals court recently retired, in short order, a contractor\u2019s insurance claim arising from defective work.\u00a0\u00a0The claim arose when scratches were noted on a glass storefront, shortly after installation by one sub but also after preliminary cleaning by another sub, and two days before the store was&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/\">Continue reading <span class=\"screen-reader-text\">Three Strikes on Defective Work Insurance Claim<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[4,3],"tags":[392,19,11],"class_list":["post-3855","post","type-post","status-publish","format-standard","hentry","category-construction-defects","category-insurance-claims","tag-cgl-policy","tag-construction-defects-2","tag-insurance-claim","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Three Strikes on Defective Work Insurance Claim - Advise &amp; Consult, Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Three Strikes on Defective Work Insurance Claim - Advise &amp; Consult, Inc.\" \/>\n<meta property=\"og:description\" content=\"Stanley A. Martin &#8211; July 22, 2014 A federal appeals court recently retired, in short order, a contractor\u2019s insurance claim arising from defective work.\u00a0\u00a0The claim arose when scratches were noted on a glass storefront, shortly after installation by one sub but also after preliminary cleaning by another sub, and two days before the store was&hellip; Continue reading Three Strikes on Defective Work Insurance Claim\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/\" \/>\n<meta property=\"og:site_name\" content=\"Advise &amp; Consult, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\" \/>\n<meta property=\"article:published_time\" content=\"2014-08-01T12:37:48+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:site\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\"},\"headline\":\"Three Strikes on Defective Work Insurance Claim\",\"datePublished\":\"2014-08-01T12:37:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/\"},\"wordCount\":207,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"keywords\":[\"CGL Policy\",\"construction defects\",\"insurance claim\"],\"articleSection\":[\"Construction Defects\",\"Insurance Claims\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/three-strikes-defective-work-insurance-claim\/\",\"name\":\"Three Strikes on Defective Work Insurance Claim - Advise &amp; 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