{"id":884339,"date":"2015-10-21T10:55:35","date_gmt":"2015-10-21T16:55:35","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=884339"},"modified":"2015-10-21T10:55:35","modified_gmt":"2015-10-21T16:55:35","slug":"the-importance-of-flood-insurance-for-property-damage-claims","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/the-importance-of-flood-insurance-for-property-damage-claims\/","title":{"rendered":"The Importance of Flood Insurance for Property Damage Claims"},"content":{"rendered":"

October 19, 2015<\/p>\n

Preliminary estimates of the damages due to the heavy flooding in South Carolina are believed to be over $1 billion.\u00a0 Unfortunately, many residential and commercial property owners in the impacted areas did not have flood insurance.\u00a0 In fact, some experts have put the number of people with flood insurance<\/a> and damaged properties in the state at only about 10%.<\/p>\n

Many conditions can result in a flood. Hurricanes, overtopped levees, outdated or clogged drainage systems and the rapid accumulation of rainfall are all common occurrences. Some property owners mistakenly think that just because they haven\u2019t experienced a flood in the past they won\u2019t in the future. Flood risks aren\u2019t just based on history, they are also based on a number of factors that include rainfall, river-flow and tidal-surge data, topography, flood-control measures and changes due to new construction and developments in the area.<\/p>\n

\u201cA standard homeowners insurance policy doesn\u2019t cover flooding,\u201d said Tom Allen from Hudson Douglas Public Adjusters, LLC.\u00a0 \u201cWhile it will likely cover water damage<\/a> due to a faulty water heater, it won\u2019t be of any help in a flood.\u00a0 The storm in South Carolina has been called a 1,000 year flood, but it happened and similar events can happen anywhere. This is why it\u2019s so important and a good investment to have flood insurance so a home or business has coverage for these types of events.\u201d<\/p>\n

To read the rest of this article<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

October 19, 2015 Preliminary estimates of the damages due to the heavy flooding in South Carolina are believed to be over $1 billion.\u00a0 Unfortunately, many residential and commercial property owners in the impacted areas did not have flood insurance.\u00a0 In fact, some experts have put the number of people with flood insurance and damaged properties… Continue reading The Importance of Flood Insurance for Property Damage Claims<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[3],"tags":[166,3,496],"class_list":["post-884339","post","type-post","status-publish","format-standard","hentry","category-insurance-claims","tag-flood","tag-insurance-claims","tag-water-damage","entry"],"jetpack_publicize_connections":[],"yoast_head":"\nThe Importance of Flood Insurance for Property Damage Claims - 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