{"id":886326,"date":"2016-01-06T13:30:19","date_gmt":"2016-01-06T20:30:19","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=886326"},"modified":"2016-01-06T13:30:19","modified_gmt":"2016-01-06T20:30:19","slug":"3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/","title":{"rendered":"#3 &#8211; No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down"},"content":{"rendered":"<p>Yas Omidi | California Construction Law Blog | November 30, 2015<\/p>\n<p>\u201cNo Escape\u201d is a 2015 action movie starring Pierce Brosnan and Owen Wilson (that\u2019s right, Owen Wilson) and which the folks at rogerebert.com described as \u201ca dreadful\u2026would-be thriller\u201d and \u201clow-grade trash.\u201d<\/p>\n<p>It\u2019s also, in short, the California Court of Appeal\u2019s answer to a primary insurer\u2019s recent bid to escape its <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/california-court-confirms-that-any-potentially-covered-loss-triggers-the-duty-to-defend\/\" target=\"_blank\">duty to defend<\/a> pursuant to an \u201cother insurance\u201d clause in a CGL policy in <em>Underwriters of Interest Subscribing to Policy No. A15274001 v. ProBuilders Specialty Ins. Co.<\/em>, Case\u00a0No. D066615, California Court of Appeals for the Fourth District\u00a0(October 23, 2015).<\/p>\n<p>In this case, plaintiff Underwriters insured Pacific Trades Construction &amp; Development, Inc. (Pacific Trades) under a primary <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/cgl-policy-did-not-afford-coverage-for-an-underlying-construction-defect-action-because-the-alleged-property-damage-was-discovered-after-the-policy-period-and-the-total-residential-construction-exclus\/\" target=\"_blank\">CGL policy<\/a> from 2001 to 2003.\u00a0 Defendant ProBuilders also insured Pacific Trades under primary CGL policies, but from 2002 to 2004.\u00a0 When Pacific Trades was sued for construction defects, Underwriters agreed to pick up the defense.\u00a0 Even though the CD complaint contained allegations of damage which potentially arose during years when ProBuilders was the only liability insurer covering Pacific Trades, ProBuilders refused to defend based on the <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/based-on-other-insurance-clause-do-insurer-has-no-duty-to-defend-suit-covered-by-general-liability-policy\/\" target=\"_blank\">\u201cother insurance\u201d<\/a> clause in its policies.\u00a0 That clause stated that ProBuilders had\u00a0 \u201cthe right and duty to defend [Pacific Trades] against any suit \u2026 seeking damages [to which the insurance applied] provided that no other insurance affording a defense to such a suit is available to you.\u201d Ultimately, both Underwriters and ProBuilders contributed to settle the action.\u00a0 Thereafter, Underwriters brought an equitable contribution action against ProBuilders to recover some portion of the defense fees and costs Underwriters had paid.\u00a0 The parties filed cross-motions for summary judgment, with ProBuilders arguing (in pertinent part) that since Underwriters had picked up the defense, there was other insurance available to Pacific Trades, and ProBuilders was thus excused from providing a defense.\u00a0 The trial court agreed that the \u201cother insurance\u201d clause was enforceable and that ProBuilders thus owed no obligation to contribute to the defense.<\/p>\n<p>In reversing the trial court\u2019s decision, the appellate court characterized ProBuilder\u2019s <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/california-appeals-court-rejects-insurers-escape-clause-and-confirms-tolling-of-statute-of-limitations-for-equitable-contribution-claims\/\" target=\"_blank\">\u201cother insurance\u201d clause<\/a> as an \u201cescape clause\u201d\u2014i.e., a clause that attempts to have coverage, paid for with the insured\u2019s premiums, evaporate in the presence of other insurance.\u00a0 Noting that California public policy disfavors such clauses, the appellate court adhered to the modern trend of requiring equitable contributions on a pro rata basis from all primary insurers regardless of the type of \u201cother insurance\u201d clause in their policies.\u00a0 The appellate ruled that ProBuilder\u2019s escape clause must be disregarded, and that Underwriters was entitled to seek equitable contribution for defense fees and costs it had paid, to avoid improperly imposing on Underwriters the burden of shouldering that portion of defense costs attributable to claims arising from a time when ProBuilders was the only liability insurer covering Pacific Trades.<\/p>\n<p>So,\u00a0 when it comes to \u201cother insurance\u201d clauses in CGL policies, the question&#8230;<\/p>\n<p><a href=\"http:\/\/calconstructionlawblog.com\/2015\/11\/30\/no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\" target=\"_blank\">To finish reading this article<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yas Omidi | California Construction Law Blog | November 30, 2015 \u201cNo Escape\u201d is a 2015 action movie starring Pierce Brosnan and Owen Wilson (that\u2019s right, Owen Wilson) and which the folks at rogerebert.com described as \u201ca dreadful\u2026would-be thriller\u201d and \u201clow-grade trash.\u201d It\u2019s also, in short, the California Court of Appeal\u2019s answer to a primary&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\">Continue reading <span class=\"screen-reader-text\">#3 &#8211; No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[3],"tags":[392,11],"class_list":["post-886326","post","type-post","status-publish","format-standard","hentry","category-insurance-claims","tag-cgl-policy","tag-insurance-claim","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>#3 - No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down - Advise &amp; Consult, Inc.<\/title>\n<meta name=\"description\" content=\"&quot;no escape&quot; seems to be the answer to a primary insurer\u2019s recent bid to escape its duty to defend pursuant to an \u201cother insurance\u201d clause in a CGL policy\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"#3 - No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down - Advise &amp; Consult, Inc.\" \/>\n<meta property=\"og:description\" content=\"&quot;no escape&quot; seems to be the answer to a primary insurer\u2019s recent bid to escape its duty to defend pursuant to an \u201cother insurance\u201d clause in a CGL policy\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\" \/>\n<meta property=\"og:site_name\" content=\"Advise &amp; Consult, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-01-06T20:30:19+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:site\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\"},\"headline\":\"#3 &#8211; No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down\",\"datePublished\":\"2016-01-06T20:30:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\"},\"wordCount\":500,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"keywords\":[\"CGL Policy\",\"insurance claim\"],\"articleSection\":[\"Insurance Claims\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\",\"name\":\"#3 - No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down - Advise &amp; Consult, Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\"},\"datePublished\":\"2016-01-06T20:30:19+00:00\",\"description\":\"\\\"no escape\\\" seems to be the answer to a primary insurer\u2019s recent bid to escape its duty to defend pursuant to an \u201cother insurance\u201d clause in a CGL policy\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"name\":\"Advise &amp; Consult, Inc.\",\"description\":\"Construction Expert Witnesses\",\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\",\"name\":\"Advise & Consult\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"contentUrl\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"width\":162,\"height\":75,\"caption\":\"Advise & Consult\"},\"image\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\",\"https:\/\/x.com\/adviseconsult\",\"https:\/\/www.linkedin.com\/company-beta\/204526\/\",\"https:\/\/www.youtube.com\/user\/MrConstructionExpert\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/www.expertwitnessinconstruction.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"#3 - No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down - Advise &amp; Consult, Inc.","description":"\"no escape\" seems to be the answer to a primary insurer\u2019s recent bid to escape its duty to defend pursuant to an \u201cother insurance\u201d clause in a CGL policy","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/","og_locale":"en_US","og_type":"article","og_title":"#3 - No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down - Advise &amp; Consult, Inc.","og_description":"\"no escape\" seems to be the answer to a primary insurer\u2019s recent bid to escape its duty to defend pursuant to an \u201cother insurance\u201d clause in a CGL policy","og_url":"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/","og_site_name":"Advise &amp; Consult, Inc.","article_publisher":"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","article_published_time":"2016-01-06T20:30:19+00:00","author":"admin","twitter_card":"summary_large_image","twitter_creator":"@adviseconsult","twitter_site":"@adviseconsult","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/#article","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/"},"author":{"name":"admin","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7"},"headline":"#3 &#8211; No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down","datePublished":"2016-01-06T20:30:19+00:00","mainEntityOfPage":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/"},"wordCount":500,"commentCount":0,"publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"keywords":["CGL Policy","insurance claim"],"articleSection":["Insurance Claims"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/","name":"#3 - No Escape: California Court of Appeals Gives a Primary CGL Insurer\u2019s \u201cOther Insurance\u201d Clause Two Thumbs Down - Advise &amp; Consult, Inc.","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website"},"datePublished":"2016-01-06T20:30:19+00:00","description":"\"no escape\" seems to be the answer to a primary insurer\u2019s recent bid to escape its duty to defend pursuant to an \u201cother insurance\u201d clause in a CGL policy","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.myconstructionexpert.com\/blog\/3-no-escape-california-court-of-appeals-gives-a-primary-cgl-insurers-other-insurance-clause-two-thumbs-down\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website","url":"https:\/\/www.myconstructionexpert.com\/blog\/","name":"Advise &amp; Consult, Inc.","description":"Construction Expert Witnesses","publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization","name":"Advise & Consult","url":"https:\/\/www.myconstructionexpert.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","contentUrl":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","width":162,"height":75,"caption":"Advise & Consult"},"image":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","https:\/\/x.com\/adviseconsult","https:\/\/www.linkedin.com\/company-beta\/204526\/","https:\/\/www.youtube.com\/user\/MrConstructionExpert"]},{"@type":"Person","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","caption":"admin"},"sameAs":["http:\/\/www.expertwitnessinconstruction.com"]}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2ztG6-3IzA","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/886326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=886326"}],"version-history":[{"count":1,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/886326\/revisions"}],"predecessor-version":[{"id":886327,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/886326\/revisions\/886327"}],"wp:attachment":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=886326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=886326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=886326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}