{"id":890648,"date":"2016-08-12T14:18:23","date_gmt":"2016-08-12T20:18:23","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=890648"},"modified":"2016-08-12T14:18:23","modified_gmt":"2016-08-12T20:18:23","slug":"new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/","title":{"rendered":"New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor"},"content":{"rendered":"<p><a href=\"http:\/\/www.dentons.com\/en\/insights\/newsletters\/2016\/august\/9\/insurance-insight\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor?ParentItemID=ugyG+xoGEo0R+Uhpftk7DVYOwEJ\/IQrR4yhkipTnx6ggQZEX5tMZsQ==&amp;Archive=False\" target=\"_blank\">Dentons<\/a> | August 9, 2016<\/p>\n<p>On August 4, 2016, the New Jersey Supreme Court affirmed an intermediate court&#8217;s ruling that where a <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/contractors-cgl-policy-doesnt-cover-subcontractors-faulty-work-appeals-court\/\" target=\"_blank\">subcontractor&#8217;s defective work<\/a> causes physical damage to other, nondefective parts of a general contractor\u2019s project, it constitutes &#8220;property damage&#8221; caused by an &#8220;occurrence&#8221; under the general contractor&#8217;s standard CGL policy. <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-appellate-court-holds-that-coverage-exists-for-consequential-damages-caused-by-subcontractors-defective-work\/\" target=\"_blank\"><em>Cypress Point Condominium Association Inc. v. Adria Towers LLC<\/em><\/a> (076348).<\/p>\n<p>In <em>Cypress<\/em>, insured Adria Towers LLC, after completing construction of a condominium complex, was sued by the Cypress Point Condominium Association (the Association), which alleged that several residents were experiencing problems such as roof leaks and water infiltration around windows in units and common areas.<\/p>\n<p>Adria Towers sought coverage from its CGL insurers. The insurers, Evanston Insurance Company and Crum &amp; Forster, denied coverage, contending that defects damaging an insured\u2019s own work cannot be a covered \u201coccurrence\u201d in a CGL policy.<\/p>\n<p>The Association then sought a declaratory judgment for coverage under the policies. The Association argued that \u201cthe event resulting in damage\u2014water from rain flowing into the interior of the property due to the subcontractors\u2019 faulty \u00a0workmanship \u2013 is an &#8216;occurrence&#8217; under the plain language of the <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/what-did-you-expect-how-contractors-can-help-ensure-insurance-coverage-under-a-cgl-policy\/\" target=\"_blank\">CGL policies<\/a> at issue.&#8221; Further, since Adria Towers\u2019 subcontractors failed to properly install the roof, gutters, windows, doors and other components in the complex, the \u201cYour Work\u201d exclusion did not apply due to its exception for damage caused by the work of subcontractors.<\/p>\n<p>Contesting coverage, the insurers\u2014and the trial court, which adopted their arguments\u2014relied on a case frequently cited in New Jersey and elsewhere for the proposition that CGL policies do not cover the cost of rectifying an insured\u2019s defective work. <em>Weedo v. Stone-E-Brick, Inc<\/em>., 81 N.J. 233 (1979).\u00a0 If such repairs do not trigger the policy\u2019s insuring agreement, then language in an exclusion is not relevant and does not independently create coverage.<\/p>\n<p>Meanwhile, the Association contended\u2014and the appellate courts agreed\u2014that <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/defective-construction-can-be-a-covered-occurrence-in-new-jersey-the-end-of-weedo\/\" target=\"_blank\"><em>Weedo<\/em><\/a> is no longer controlling precedent with regard to the post-1986 CGL form. In 1986, the Insurance Services Office (ISO) inserted the language at issue (excepting damages caused by the insured\u2019s subcontractors from the Your Work exclusion) into its basic CGL form. Such coverage had previously been available through a \u201cbroad form\u201d property damage endorsement, available for an additional premium. As a result, most courts have agreed that the 1986 changes evidence an intent to create coverage for general contractors in this situation. Enforcing this intent, the New Jersey Supreme Court found coverage for the resulting damages. Importantly, the court did not extend coverage to the cost of remedying the defective work itself.<\/p>\n<p>While New Jersey is now diametrically opposed to its neighboring states of Pennsylvania and New York on this issue, by our count, 31 states currently agree with New Jersey\u2019s conclusion. To further complicate matters, six states have divided rulings among their intermediate and\/or federal courts, and four states have passed statutes to mandate coverage (retroactively and\/or proactively). For the nationwide situation, and the relevant precedent in each state, please see our <a href=\"http:\/\/insights.us.dentons.com\/reaction\/projects\/08840\/Maps.html\" target=\"_blank\">interactive map<\/a>.<\/p>\n<p>It now seems, however, that this issue, perhaps the most frequently litigated one in construction defect insurance disputes over the past decade, is or will soon become a dinosaur akin to the \u201cpollution exclusion &#8211; \u2018sudden and accidental\u2019 exception\u201d debate of our era. While the rulings have not gone the ways insurers would have liked, they have provided clarity, which may be better in the long run. The focus of <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/tips-in-evaluating-coverage-for-construction-defect-claims\/\" target=\"_blank\">construction coverage disputes<\/a> has now shifted to new battlegrounds: contested claims of \u201cadditional insured\u201d coverage, debates over &#8220;trigger of coverage&#8221; standards for occurrence and accident based policies, and disputes over coverage for \u201crip and tear\u201d costs to remove undamaged work for access to covered damage. <em>The link above includes a map pertaining to the latter issue.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dentons | August 9, 2016 On August 4, 2016, the New Jersey Supreme Court affirmed an intermediate court&#8217;s ruling that where a subcontractor&#8217;s defective work causes physical damage to other, nondefective parts of a general contractor\u2019s project, it constitutes &#8220;property damage&#8221; caused by an &#8220;occurrence&#8221; under the general contractor&#8217;s standard CGL policy. Cypress Point Condominium&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/\">Continue reading <span class=\"screen-reader-text\">New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[30,3],"tags":[5496,4739,23],"class_list":["post-890648","post","type-post","status-publish","format-standard","hentry","category-general-liability-policy","category-insurance-claims","tag-cgl-coverage","tag-commercial-general-liability-policy","tag-insurance-coverage","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor - Advise &amp; Consult, Inc.<\/title>\n<meta name=\"description\" content=\"The insurers denied coverage, contending that defects damaging an insured\u2019s own work cannot be a covered \u201coccurrence\u201d in a CGL policy\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor - Advise &amp; Consult, Inc.\" \/>\n<meta property=\"og:description\" content=\"The insurers denied coverage, contending that defects damaging an insured\u2019s own work cannot be a covered \u201coccurrence\u201d in a CGL policy\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/\" \/>\n<meta property=\"og:site_name\" content=\"Advise &amp; Consult, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-08-12T20:18:23+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:site\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\"},\"headline\":\"New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor\",\"datePublished\":\"2016-08-12T20:18:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/\"},\"wordCount\":639,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"keywords\":[\"CGL Coverage\",\"Commercial General Liability Policy\",\"insurance coverage\"],\"articleSection\":[\"General Liability Policy\",\"Insurance Claims\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/\",\"name\":\"New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor - Advise &amp; Consult, Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\"},\"datePublished\":\"2016-08-12T20:18:23+00:00\",\"description\":\"The insurers denied coverage, contending that defects damaging an insured\u2019s own work cannot be a covered \u201coccurrence\u201d in a CGL policy\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"name\":\"Advise &amp; Consult, Inc.\",\"description\":\"Construction Expert Witnesses\",\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\",\"name\":\"Advise & Consult\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"contentUrl\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"width\":162,\"height\":75,\"caption\":\"Advise & Consult\"},\"image\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\",\"https:\/\/x.com\/adviseconsult\",\"https:\/\/www.linkedin.com\/company-beta\/204526\/\",\"https:\/\/www.youtube.com\/user\/MrConstructionExpert\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/www.expertwitnessinconstruction.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor - Advise &amp; Consult, Inc.","description":"The insurers denied coverage, contending that defects damaging an insured\u2019s own work cannot be a covered \u201coccurrence\u201d in a CGL policy","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/","og_locale":"en_US","og_type":"article","og_title":"New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor - Advise &amp; Consult, Inc.","og_description":"The insurers denied coverage, contending that defects damaging an insured\u2019s own work cannot be a covered \u201coccurrence\u201d in a CGL policy","og_url":"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/","og_site_name":"Advise &amp; Consult, Inc.","article_publisher":"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","article_published_time":"2016-08-12T20:18:23+00:00","author":"admin","twitter_card":"summary_large_image","twitter_creator":"@adviseconsult","twitter_site":"@adviseconsult","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/#article","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/"},"author":{"name":"admin","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7"},"headline":"New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor","datePublished":"2016-08-12T20:18:23+00:00","mainEntityOfPage":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/"},"wordCount":639,"commentCount":0,"publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"keywords":["CGL Coverage","Commercial General Liability Policy","insurance coverage"],"articleSection":["General Liability Policy","Insurance Claims"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/","name":"New Jersey High Court Follows Nationwide Majority on CGL Coverage for General Contractor - Advise &amp; Consult, Inc.","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website"},"datePublished":"2016-08-12T20:18:23+00:00","description":"The insurers denied coverage, contending that defects damaging an insured\u2019s own work cannot be a covered \u201coccurrence\u201d in a CGL policy","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.myconstructionexpert.com\/blog\/new-jersey-high-court-follows-nationwide-majority-on-cgl-coverage-for-general-contractor\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website","url":"https:\/\/www.myconstructionexpert.com\/blog\/","name":"Advise &amp; Consult, Inc.","description":"Construction Expert Witnesses","publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization","name":"Advise & Consult","url":"https:\/\/www.myconstructionexpert.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","contentUrl":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","width":162,"height":75,"caption":"Advise & Consult"},"image":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","https:\/\/x.com\/adviseconsult","https:\/\/www.linkedin.com\/company-beta\/204526\/","https:\/\/www.youtube.com\/user\/MrConstructionExpert"]},{"@type":"Person","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","caption":"admin"},"sameAs":["http:\/\/www.expertwitnessinconstruction.com"]}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2ztG6-3JHi","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/890648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=890648"}],"version-history":[{"count":1,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/890648\/revisions"}],"predecessor-version":[{"id":890649,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/890648\/revisions\/890649"}],"wp:attachment":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=890648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=890648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=890648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}