{"id":893796,"date":"2018-03-20T16:31:53","date_gmt":"2018-03-20T22:31:53","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=893796"},"modified":"2018-03-20T16:31:53","modified_gmt":"2018-03-20T22:31:53","slug":"colorado-court-holds-no-coverage-breach-contract-claim","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/colorado-court-holds-no-coverage-breach-contract-claim\/","title":{"rendered":"Colorado Court Holds No Coverage for Breach of Contract Claim"},"content":{"rendered":"<p><a href=\"http:\/\/www.traublieberman.com\/insurance-law\/2018\/0221\/10617\/\" target=\"_blank\">Insurance Law Blog<\/a> | February 21, 2018<\/p>\n<p>In its recent decision in\u00a0<em>Ctr. For Excellence in Higher Ed., Inc. v. Travelers Prop. Cas. Co. of Am<\/em>., 2018 U.S. Dist. LEXIS 25424 (D. Col. Feb. 16, 2018), the United States District Court for the District of Colorado had occasion to consider whether a breach of contract claim could qualify for coverage under a general liability policy.<\/p>\n<p>Travelers\u2019 insured, the Center for Excellence in Higher Education, was the lessee of a commercial property.\u00a0 The lease required it to maintain the property in good order and specifically required it to maintain, repair, and if necessary replace, the building\u2019s roof and HVAC system.\u00a0 During the Center\u2019s tenancy, the roof and HVAC system were damaged in a hailstorm.\u00a0 The Center, however, did not undertake any efforts to repair or replace the damaged property.<\/p>\n<p>The Center later sued the landlord for breaches of the lease wholly unrelated to the damaged property.\u00a0 The landlord, however, counterclaimed against the Center for breach of contract based on the Center\u2019s failure to have repaired the damage to the roof and HVAC system.\u00a0 The Center sought coverage for the counterclaim under its general liability policy with Travelers and Travelers denied coverage on the basis that the counterclaim sought breach of contract damages only, and thus did not trigger its policy\u2019s coverage.<\/p>\n<p>In the ensuing coverage litigation, the Center conceded that breach of contract claims generally are not insured under general liability policies.\u00a0 It nevertheless argued that the landlord\u2019s allegations could have supported a tort claim based on accidental conduct and that as such, Travelers at least had a defense obligation.\u00a0 The court disagreed, observing that to state a claim for negligence, the landlord would have needed to allege facts demonstrating that the Center had a duty to maintain and repair the roof that existed independent of the contract.\u00a0 The court could find no such common law duty that would support a negligence claim, nor was any such duty alleged in the landlord\u2019s pleading.\u00a0 As such, the court agreed that Travelers had no defense or indemnity obligations for the counterclaim.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance Law Blog | February 21, 2018 In its recent decision in\u00a0Ctr. For Excellence in Higher Ed., Inc. v. Travelers Prop. Cas. Co. of Am., 2018 U.S. Dist. LEXIS 25424 (D. Col. Feb. 16, 2018), the United States District Court for the District of Colorado had occasion to consider whether a breach of contract claim&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/colorado-court-holds-no-coverage-breach-contract-claim\/\">Continue reading <span class=\"screen-reader-text\">Colorado Court Holds No Coverage for Breach of Contract Claim<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[9,30,9914],"tags":[9895,158,120,4739,23],"class_list":["post-893796","post","type-post","status-publish","format-standard","hentry","category-construction-contracts","category-general-liability-policy","category-insurance-coverage","tag-advise-consult","tag-breach-of-contract","tag-colorado","tag-commercial-general-liability-policy","tag-insurance-coverage","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Colorado Court Holds No Coverage for Breach of Contract Claim - Advise &amp; 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