{"id":895074,"date":"2018-10-17T12:02:01","date_gmt":"2018-10-17T18:02:01","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=895074"},"modified":"2018-10-17T12:02:01","modified_gmt":"2018-10-17T18:02:01","slug":"despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/","title":{"rendered":"Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent &#8211; Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous &#8216;Occurrence&#8217;"},"content":{"rendered":"<p>Clifford Shapiro | <a href=\"http:\/\/www.btlaw.com\/Ohio-Supreme-Court-Bucks-Trend--Finds-No-Occurrence-for-Property-Damage-Caused-by-Subcontractors-Defective-Work-10-15-2018\/\" target=\"_blank\" rel=\"noopener\">Barnes &amp; Thornburg LLP<\/a> | October 15, 2018<\/p>\n<p>The Ohio Supreme Court ruled on Oct. 9, 2018, that property damage caused by a subcontractor\u2019s faulty workmanship can never be an accidental \u201coccurrence\u201d within the meaning of the Commercial General Liability (CGL) insurance policy, and is therefore not covered.\u00a0<em>Ohio Northern University v. Charles Construction Services Inc.,<\/em>\u00a0Case No. 2017-0514 (2018). In reaching this conclusion, Ohio\u2019s highest court followed its own precedent instead of applying the reasoning used by the vast majority of courts that have reached the opposite conclusion in recent years.<\/p>\n<p>Ohio Northern University (ONU) hired Charles Construction Services to oversee construction of an $8 million University Inn and Conference Center. Charles Construction obtained a general liability policy from Cincinnati Insurance Company. After the project was completed, the University discovered extensive water infiltration and other damage to the building. The University sued Charles Construction for breach of contract, and Charles Services filed third-party claims against several subcontractors. Cincinnati initially agreed to defend Charles Construction in the litigation under a reservation of its rights, and then obtained a trial court ruling finding that it had no duty to defend. The Appellate Court reversed, and the Ohio Supreme Court agreed to review the Appellate Court\u2019s decision at Cincinnati\u2019s request.<\/p>\n<p>The Ohio Supreme Court reversed, finding that Cincinnati owed no duty to defend or to indemnify Charles Construction. The analysis in the decision is based entirely on the court\u2019s 2012 decision in\u00a0<em>Westfield Ins. Co. v. Custom Agri Sys., Inc.,<\/em>\u00a0133 Ohio St.3d 476, 979 N.E.2d 269 (2012). In that case, the court held that \u201cproperty damage caused by a contractor\u2019s own faulty work\u201d is not \u201cfortuitous\u201d and therefore is not an accidental \u201coccurrence.\u201d<\/p>\n<p>The court viewed the issue in\u00a0<em>Charles Construction<\/em>\u00a0to be \u201cnearly identical,\u201d and therefore applied its reasoning in\u00a0<em>Custom Agri<\/em>. Using that analysis, the court held that: \u201cProperty damage caused by a subcontractor\u2019s faulty work is not an \u2018occurrence\u2019 under a CGL policy because it cannot be deemed fortuitous. Hence, the insurer is not required to defend the CGL policy holder against suit by the property owner or indemnify the insured against any damage caused by the insured\u2019s subcontractor.\u201d<\/p>\n<p>The Ohio Supreme Court acknowledged that its decision is contrary to several recent decisions. Those decisions include the Tenth Circuit\u2019s decision in\u00a0<em>Black &amp; Veatch Corp. v. Aspen Insurance (UK) Ltd.,<\/em>\u00a0882 F.3d 952 (10th Cir. 2018) (predicting that the highest New York court would hold that resulting damage from faulty subcontractor work constitutes an \u201coccurrence\u201d), the New Jersey Supreme Court decision that changed New Jersey law in\u00a0<em>Cypress Point v. Adria Towers,<\/em>2016 WL 4131662 (2016) (holding that the term \u201caccident\u201d in the CGL policy encompasses unintended and unexpected harm caused by negligent conduct, and that consequential harm caused by negligent work is an accidental \u201coccurrence\u201d), and the Iowa Supreme Court decision that changed Iowa law in\u00a0<em>National Surety Corp. v. Westlake Investments<\/em>, 880 N.W.2d 724 (Iowa 2016) (discussing in detail the history and evolution of the CGL policy to change and clarify Iowa law by holding that \u201cdefective workmanship by an insured&#8217;s subcontractor may constitute an occurrence under the modern standard-form CGL policy containing a subcontractor exception to the \u2018your work\u2019 exclusion.\u201d)<\/p>\n<p>The decision issued by Ohio\u2019s highest court does not reconsider the court\u2019s reasoning in\u00a0<em>Custom Agri<\/em>\u00a0or address the legal analysis that is now used by most other courts that have carefully considered (and, in several cases, reconsidered) this issue in recent years. Instead, the Ohio Supreme Court applied its prior decision in\u00a0<em>Custom Agri<\/em>\u00a0without discussion of the important changes to the policy terms that most courts have concluded require a different conclusion. According to the court: \u201cRegardless of any trend in the law, we must look to the plain and ordinary meaning of the language used in the CGL policy before us.\u201d The court added: \u201cWhen the language of a written contract is clear, we may look no further than the writing itself to find the intent of the parties.\u201d<\/p>\n<p>Contrary to the court\u2019s explanation, its analysis in\u00a0<em>Custom Agri<\/em>, and now\u00a0<em>Charles Construction<\/em>, actually fails to apply the terms of the modern day CGL insurance policy. Instead, these decisions apply an outdated judicial gloss not found in the insurance policy itself to conclude that inadvertent faulty workmanship can never be \u201cfortuitous\u201d or \u201caccidental.\u201d This reasoning is rooted in analysis that was used by courts and commentators before the CGL policy terms were materially changed, including in 1986. Those changes modified the exclusions to clarify that the CGL policy\u00a0<em>provides<\/em>\u00a0coverage for certain kinds of property damage caused by inadvertent faulty workmanship. In other words, the coverage grant in the modern day CGL policy specifically anticipates that coverage\u00a0<em>can<\/em>\u00a0exist for property damage caused the accidental \u201coccurrence\u201d of faulty workmanship. The CGL\u00a0<em>policy exclusions<\/em>\u00a0then define and narrow the scope of the insurance coverage that is actually provided when property damage is caused by faulty workmanship. In particular, due to the \u201csubcontractor exception\u201d in the \u201cyour work\u201d exclusion, the modern day CGL policy specifically anticipates and provides insurance coverage for a general contractor when property damage is caused by the faulty work of its subcontractors. This is especially true where (as in\u00a0<em>Charles Construction<\/em>) the property damage arises after operations are complete and the damage is to something other than the subcontractor\u2019s defective work itself.<\/p>\n<p>The Ohio Supreme Court\u2019s decision is contrary to the clear trend in the law on this issue, a trend that is based on more careful analysis of the current CGL policy terms. It is most unfortunate that the Ohio Supreme Court elected not to use the\u00a0<em>Charles Construction<\/em>\u00a0case as an opportunity to reconsider and to correct the faulty reasoning and analysis in the court\u2019s 2012\u00a0<em>Custom Agri\u00a0<\/em>decision. For more analysis of the important \u201coccurrence\u201d issue, please see the 50 state survey of case law discussing this issue that was prepared by the Barnes &amp; Thornburg Construction Law Practice Group. It can be accessed\u00a0<a href=\"http:\/\/www.btlaw.com\/Insurance-Coverage-for-Construction-Defects---2018-50-State-Survey-07-22-2018\/\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Clifford Shapiro | Barnes &amp; Thornburg LLP | October 15, 2018 The Ohio Supreme Court ruled on Oct. 9, 2018, that property damage caused by a subcontractor\u2019s faulty workmanship can never be an accidental \u201coccurrence\u201d within the meaning of the Commercial General Liability (CGL) insurance policy, and is therefore not covered.\u00a0Ohio Northern University v. Charles&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/\">Continue reading <span class=\"screen-reader-text\">Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent &#8211; Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous &#8216;Occurrence&#8217;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[4,30,9914],"tags":[309,9895,4739,440],"class_list":["post-895074","post","type-post","status-publish","format-standard","hentry","category-construction-defects","category-general-liability-policy","category-insurance-coverage","tag-occurrence","tag-advise-consult","tag-commercial-general-liability-policy","tag-defective-construction-work","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent - Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous &#039;Occurrence&#039; - Advise &amp; Consult, Inc.<\/title>\n<meta name=\"description\" content=\"property damage caused by a subcontractor\u2019s faulty workmanship can never be an accidental occurrence within the meaning of the CGL insurance policy\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent - Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous &#039;Occurrence&#039; - Advise &amp; Consult, Inc.\" \/>\n<meta property=\"og:description\" content=\"property damage caused by a subcontractor\u2019s faulty workmanship can never be an accidental occurrence within the meaning of the CGL insurance policy\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/\" \/>\n<meta property=\"og:site_name\" content=\"Advise &amp; Consult, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-10-17T18:02:01+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:site\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\"},\"headline\":\"Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent &#8211; Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous &#8216;Occurrence&#8217;\",\"datePublished\":\"2018-10-17T18:02:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/\"},\"wordCount\":1021,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"keywords\":[\"\\\"Occurrence\\\"\",\"Advise &amp; Consult\",\"Commercial General Liability Policy\",\"Defective Construction Work\"],\"articleSection\":[\"Construction Defects\",\"General Liability Policy\",\"Insurance Coverage\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/\",\"name\":\"Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent - Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous 'Occurrence' - Advise &amp; Consult, Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\"},\"datePublished\":\"2018-10-17T18:02:01+00:00\",\"description\":\"property damage caused by a subcontractor\u2019s faulty workmanship can never be an accidental occurrence within the meaning of the CGL insurance policy\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"name\":\"Advise &amp; Consult, Inc.\",\"description\":\"Construction Expert Witnesses\",\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\",\"name\":\"Advise & Consult\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"contentUrl\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"width\":162,\"height\":75,\"caption\":\"Advise & Consult\"},\"image\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\",\"https:\/\/x.com\/adviseconsult\",\"https:\/\/www.linkedin.com\/company-beta\/204526\/\",\"https:\/\/www.youtube.com\/user\/MrConstructionExpert\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/www.expertwitnessinconstruction.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent - Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous 'Occurrence' - Advise &amp; Consult, Inc.","description":"property damage caused by a subcontractor\u2019s faulty workmanship can never be an accidental occurrence within the meaning of the CGL insurance policy","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/","og_locale":"en_US","og_type":"article","og_title":"Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent - Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous 'Occurrence' - Advise &amp; Consult, Inc.","og_description":"property damage caused by a subcontractor\u2019s faulty workmanship can never be an accidental occurrence within the meaning of the CGL insurance policy","og_url":"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/","og_site_name":"Advise &amp; Consult, Inc.","article_publisher":"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","article_published_time":"2018-10-17T18:02:01+00:00","author":"admin","twitter_card":"summary_large_image","twitter_creator":"@adviseconsult","twitter_site":"@adviseconsult","twitter_misc":{"Written by":"admin","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/#article","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/"},"author":{"name":"admin","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7"},"headline":"Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent &#8211; Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous &#8216;Occurrence&#8217;","datePublished":"2018-10-17T18:02:01+00:00","mainEntityOfPage":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/"},"wordCount":1021,"commentCount":0,"publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"keywords":["\"Occurrence\"","Advise &amp; Consult","Commercial General Liability Policy","Defective Construction Work"],"articleSection":["Construction Defects","General Liability Policy","Insurance Coverage"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/","name":"Despite Modern Trend, Ohio Supreme Court Does Not Reconsider Prior Precedent - Finds Inadvertant Defective Work by Subcontractor can Never be a Fortuitous 'Occurrence' - Advise &amp; Consult, Inc.","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website"},"datePublished":"2018-10-17T18:02:01+00:00","description":"property damage caused by a subcontractor\u2019s faulty workmanship can never be an accidental occurrence within the meaning of the CGL insurance policy","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.myconstructionexpert.com\/blog\/despite-modern-trend-ohio-supreme-court-not-reconsider-prior-precedent-finds-inadvertant-defective-work-subcontractor-can-never-fortuitous-occurrence\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website","url":"https:\/\/www.myconstructionexpert.com\/blog\/","name":"Advise &amp; Consult, Inc.","description":"Construction Expert Witnesses","publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization","name":"Advise & Consult","url":"https:\/\/www.myconstructionexpert.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","contentUrl":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","width":162,"height":75,"caption":"Advise & Consult"},"image":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","https:\/\/x.com\/adviseconsult","https:\/\/www.linkedin.com\/company-beta\/204526\/","https:\/\/www.youtube.com\/user\/MrConstructionExpert"]},{"@type":"Person","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","caption":"admin"},"sameAs":["http:\/\/www.expertwitnessinconstruction.com"]}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2ztG6-3KQG","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/895074","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=895074"}],"version-history":[{"count":1,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/895074\/revisions"}],"predecessor-version":[{"id":895075,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/895074\/revisions\/895075"}],"wp:attachment":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=895074"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=895074"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=895074"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}