{"id":895505,"date":"2019-02-07T09:45:56","date_gmt":"2019-02-07T16:45:56","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=895505"},"modified":"2019-02-07T09:45:59","modified_gmt":"2019-02-07T16:45:59","slug":"partial-flood-proofs-of-loss-flood-claims","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/partial-flood-proofs-of-loss-flood-claims\/","title":{"rendered":"Partial Flood Proofs of Loss Requesting Only Items In Dispute Are Losers In Flood Claims"},"content":{"rendered":"\n

Chip Merlin | Property Insurance Coverage Law Blog<\/a> | February 4, 2019<\/p>\n\n\n\n

Flood insurance claims governed by the National Flood Insurance Program are different. The requirements to get paid are strict and must be complied with. Many inexperienced attorneys and public adjusters prepare these claims improperly and the result is that policyholders do not get paid or paid as much as they otherwise deserve. Federal proofs of loss have to be completed fully, properly, and on time.<\/p>\n\n\n\n

A case issued last week,\u00a0Clark v. Wright National Flood Insurance Company<\/em>,1<\/sup>\u00a0involved a situation where the policyholder filed a proof of loss for the undisputed amounts of a flood claim and a proof of loss for disputed items. This is not the way to file a flood insurance proof of loss. A flood proof of loss for all the amounts claimed has to be filed on a federal form, completely filled out and signed. It should have backup and documentation as well. We have discussed and warned about these requirements in:<\/p>\n\n\n\n