{"id":895737,"date":"2019-04-16T12:59:37","date_gmt":"2019-04-16T18:59:37","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=895737"},"modified":"2019-04-16T13:00:43","modified_gmt":"2019-04-16T19:00:43","slug":"explaining-xactimate-accuracy-analyze-details","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/explaining-xactimate-accuracy-analyze-details\/","title":{"rendered":"Explaining Xactimate Accuracy and the Need to Analyze Details Before Getting the Wrong Turkey Dinner From the Insurance Company Estimator"},"content":{"rendered":"\n<p>Chip Merlin | <a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/2019\/04\/articles\/insurance\/explaining-xactimate-accuracy-and-the-need-to-analyze-details-before-getting-the-wrong-turkey-dinner-from-the-insurance-company-estimator\/\">Property Insurance Coverage Law Blog<\/a> | April 9, 2019<\/p>\n\n\n\n<p>Insurance estimating expert Jeff Major gave one of the best speeches about Xactimate I have ever seen at the First Party Claims Conference West. I have seen Jeff give a number of presentations over the years, even teaching federal judges, magistrates, and mediators following Superstorm Sandy. But his warning about getting an insurance company\u2019s \u201cturkey dinner\u201d Xactimate construction estimate is his latest masterpiece.<\/p>\n\n\n\n<p>Major started this part of his speech by asking, \u201cWhat would you imagine your turkey dinner would look like if Chip Merlin invited you to his home for Thanksgiving Dinner?\u201d He correctly suggested it would look something like this:<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.propertyinsurancecoveragelaw.com\/files\/2019\/04\/turkey_dinner-669x446.jpg\" alt=\"\" class=\"wp-image-23042\"\/><\/figure><\/div>\n\n\n\n<p>Major then said that when the description of a Thanksgiving Turkey Dinner is given to an insurance company estimator, you can normally expect the insurance company\u2019s Xactimate \u201cturkey dinner\u201d to result in something like this:<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.propertyinsurancecoveragelaw.com\/files\/2019\/04\/turkey-leg-669x446.jpg\" alt=\"\" class=\"wp-image-23043\"\/><\/figure><\/div>\n\n\n\n<p>Are they both Thanksgiving Turkey Dinners? Technically, \u201cyes.\u201d Are they both the same? The answer is obvious, and that was Major\u2019s point.<\/p>\n\n\n\n<p>Insurance company estimators often say they have estimated to construct a repair or replacement of something just like the policyholder\u2019s estimate and complain about the higher price of the policyholder\u2019s estimate. But, when you look at the details\u2014and especially the descriptions\u2014which are included within Xactimate of what they have estimated to be done, there is a lot missing on the insurer\u2019s side. Pay attention to the details of what is done and the descriptions found within Xactimate.<\/p>\n\n\n\n<p>One practice pointer for policyholders trying to determine the history and accuracy of the insurance company\u2019s estimate based on Xactimate is to always ask for the ESX file. This file will help an expert like Jeff Major to more fully and accurately analyze who is actually doing the estimate, when it was being done and what was being done to the estimate during its drafting.<\/p>\n\n\n\n<p>There were many more important gems to Jeff Major\u2019s speech, and it was a pleasure learning from a master of his craft. Never miss a chance to see Jeff Major in person.<\/p>\n\n\n\n<p><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chip Merlin | Property Insurance Coverage Law Blog | April 9, 2019 Insurance estimating expert Jeff Major gave one of the best speeches about Xactimate I have ever seen at the First Party Claims Conference West. I have seen Jeff give a number of presentations over the years, even teaching federal judges, magistrates, and mediators&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/explaining-xactimate-accuracy-analyze-details\/\">Continue reading <span class=\"screen-reader-text\">Explaining Xactimate Accuracy and the Need to Analyze Details Before Getting the Wrong Turkey Dinner From the Insurance Company Estimator<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[10771],"tags":[9895,10601,10778],"class_list":["post-895737","post","type-post","status-publish","format-standard","hentry","category-xactimate-estimates","tag-advise-consult","tag-insurance-estimate","tag-xactimate-estimates","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Explaining Xactimate Accuracy and the Need to Analyze Details Before Getting the Wrong Turkey Dinner From the Insurance Company Estimator - Advise &amp; 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