{"id":896576,"date":"2019-10-14T15:54:37","date_gmt":"2019-10-14T21:54:37","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=896576"},"modified":"2019-10-14T15:54:44","modified_gmt":"2019-10-14T21:54:44","slug":"washington-hold-claims-adjusters-cant-be-liable-bad-faith","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/","title":{"rendered":"Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith"},"content":{"rendered":"\n<p>Jordan Hess and Terri Sutton | <a href=\"https:\/\/www.cozen.com\/news-resources\/publications\/2019\/washington-supreme-court-holds-claims-adjusters-cannot-be-personally-liable-for-bad-faith\">Cozen O&#8217;Connor<\/a> | October 9, 2019<\/p>\n\n\n\n<p>In a closely contested 5-4 decision, the Washington Supreme Court held in\u00a0<em>Keodalah v. Allstate Insurance Company, et al.<\/em>, Slip. Op. No. 95867-0, ___ P.3d ___ (Oct. 3, 2019), that a claims adjuster cannot be held personally liable to an insured for bad faith. Reversing the Court of Appeals, the Supreme Court found that claims adjusters owe no statutory or common law duty of good faith to the insured, the breach of which Keodalah argued supported his claim against an individual adjuster for personal liability for alleged bad faith. The dissenting justices, not unexpectedly, would have permitted such claims.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FACTS<\/h2>\n\n\n\n<p>An uninsured motorcyclist collided with Keodalah\u2019s vehicle at a controlled intersection. Keodalah suffered significant injuries. Although the motorcyclist had the right of way, the police concluded that the motorcyclist\u2019s excessive speed caused the collision and that Keodalah was not using his cellphone at the time of the accident. Allstate\u2019s accident investigator concurred with the police\u2019s conclusions. Keodalah requested the full $25,000 policy limit under his Allstate UIM coverage. Asserting that Keodalah was 70 percent at fault, Allstate offered only $1,600.&nbsp;Keodalah sued Allstate for policy limits. During discovery, Allstate\u2019s claims adjuster, Smith, initially testified that Keodalah ran a stop sign and was on his cellphone; but later recanted those assertions. At trial, the jury found that the motorcyclist was 100 percent at fault and awarded Keodalah $108,868.20. Keodalah then filed a second lawsuit against Allstate and Smith for bad faith under Washington\u2019s Insurance Fair Conduct Act (IFCA), Consumer Protection Act (CPA), and the common law. Smith moved to dismiss the lawsuit because no duty of good faith applies to claims adjusters. The trial court agreed and dismissed Smith from the suit.&nbsp;The Court of Appeals reversed the trial court\u2019s dismissal of the CPA and common law claims based on RCW 48.01.030 that imposes a duty of good faith on \u201call persons\u201d engaged in the \u201cbusiness of insurance,\u201d including insurers and insureds. The appellate court reasoned that the statute imposed a duty of good faith on all persons engaged in the business of insurance, and that a breach of that duty gave rise to a private cause of action for bad faith against such persons or entities, including personal liability against claims adjusters. The appellate court also held that breaches of Washington\u2019s insurance regulations constituted per-se violations of the CPA. The Court of Appeals did affirm one of the trial court\u2019s dismissals: Keodalah\u2019s IFCA claim; holding the IFCA does not permit insureds to sue for breaches of the Insurance Code under prior Supreme Court precedent.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">SUPREME COURT REVERSAL&nbsp;<\/h2>\n\n\n\n<p>The Supreme Court reversed the appellate court\u2019s holdings regarding the CPA and common law claims. The settled law in Washington is now that individual claims adjusters cannot be held personally liable for bad faith under the main levers of Washington\u2019s punitive bad faith regime: Washington\u2019s Insurance Code, IFCA,<sup>1<\/sup>&nbsp;or the CPA.&nbsp;&nbsp;The Supreme Court held that insureds may not sue under RCW 48.01.030 because the statute protects the<strong>&nbsp;whole<\/strong>&nbsp;public interest \u2014 not the interest of any single individual \u2014 the legislature intended only the Insurance Commissioner to enforce the Insurance Code and has given him or her a variety of tools to do so, and creating a private cause of action would not further the statute\u2019s purpose of \u201cpreserving inviolate the integrity of insurance.\u201d On this last point, the court noted that although it may seem that permitting private suits may better enforce the Insurance Code, interpreting RCW 48.01.030 to permit private suits would allow insurers to sue insureds for bad faith as the statute\u2019s good faith duty is equally imposed on insureds.&nbsp;&nbsp;Prior to the Supreme Court\u2019s decision in&nbsp;<em>Keodalah<\/em>, policyholder counsel sought to expand the class of individuals subject to bad faith claims to include insurance agents and insurance defense and coverage counsel, who were alleged to be \u201cengaged in the \u2018business of insurance.\u2019\u201d The&nbsp;<em>Keodalah<\/em>&nbsp;opinion should effectively preclude any further attempted expansion.&nbsp;Keodalah\u2019s CPA claim was likewise dismissed because Smith had no duty to Keodalah. The court rejected Keodalah\u2019s argument that violations of the Insurance Code were per-se violations of the CPA, instead holding that because the Insurance Code provisions Smith purportedly violated only apply to&nbsp;<strong>insurers<\/strong>&nbsp;and Smith was not an insurer, the CPA had no application to a claims adjuster. Further, the court held that an insurer\u2019s duty of good faith under&nbsp;<em>Tank v. State Farm Fire &amp; Casualty Co.<\/em>, 105 Wn.2d 381 (1986), could not support a CPA claim because the claims adjuster was not part of the \u201cquasi-fiduciary\u201d relationship between the insured and the insurer supporting that duty.&nbsp;Although the dissenting justices disagreed with much of the majority\u2019s statutory analysis, their most poignant argument was that a claims adjuster&nbsp;<strong>should<\/strong>&nbsp;have a duty of good faith to insureds given an adjuster\u2019s crucial role in claims handling. The dissenters argued that the \u201chigh stakes and an elevated level of trust are clearly implicated by the work of a claims adjuster[.]\u201d Although the adjuster may not always be the decision-maker regarding coverage, that \u201cdecision is directly informed by the work of the claims adjuster.\u201d Therefore, the dissenting justices would have created a common law duty of good faith running from adjusters to insureds. Notably, the dissent agreed with the majority\u2019s holding concerning IFCA\u2019s inapplicability to claims adjusters.&nbsp;&nbsp;Regardless, the majority\u2019s decision forecloses bad faith claims against claims adjusters and others employed by insurers.&nbsp;\n\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jordan Hess and Terri Sutton | Cozen O&#8217;Connor | October 9, 2019 In a closely contested 5-4 decision, the Washington Supreme Court held in\u00a0Keodalah v. Allstate Insurance Company, et al., Slip. Op. No. 95867-0, ___ P.3d ___ (Oct. 3, 2019), that a claims adjuster cannot be held personally liable to an insured for bad faith.&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/\">Continue reading <span class=\"screen-reader-text\">Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[10720],"tags":[9895,302,360,306],"class_list":["post-896576","post","type-post","status-publish","format-standard","hentry","category-bad-faith-insurance-coverage","tag-advise-consult","tag-bad-faith-claims","tag-claims-adjuster","tag-washington","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith - Advise &amp; Consult, Inc.<\/title>\n<meta name=\"description\" content=\"In a closely contested 5-4 decision by the Washington Supreme Court, that a claims adjuster cannot be held personally liable to an insured for bad faith\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith - Advise &amp; Consult, Inc.\" \/>\n<meta property=\"og:description\" content=\"In a closely contested 5-4 decision by the Washington Supreme Court, that a claims adjuster cannot be held personally liable to an insured for bad faith\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/\" \/>\n<meta property=\"og:site_name\" content=\"Advise &amp; Consult, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-14T21:54:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-10-14T21:54:44+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:site\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\"},\"headline\":\"Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith\",\"datePublished\":\"2019-10-14T21:54:37+00:00\",\"dateModified\":\"2019-10-14T21:54:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/\"},\"wordCount\":952,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"keywords\":[\"Advise &amp; Consult\",\"Bad Faith Claims\",\"Claims Adjuster\",\"Washington\"],\"articleSection\":[\"Bad Faith\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/\",\"name\":\"Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith - Advise &amp; Consult, Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\"},\"datePublished\":\"2019-10-14T21:54:37+00:00\",\"dateModified\":\"2019-10-14T21:54:44+00:00\",\"description\":\"In a closely contested 5-4 decision by the Washington Supreme Court, that a claims adjuster cannot be held personally liable to an insured for bad faith\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"name\":\"Advise &amp; Consult, Inc.\",\"description\":\"Construction Expert Witnesses\",\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\",\"name\":\"Advise & Consult\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"contentUrl\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"width\":162,\"height\":75,\"caption\":\"Advise & Consult\"},\"image\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\",\"https:\/\/x.com\/adviseconsult\",\"https:\/\/www.linkedin.com\/company-beta\/204526\/\",\"https:\/\/www.youtube.com\/user\/MrConstructionExpert\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/www.expertwitnessinconstruction.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith - Advise &amp; Consult, Inc.","description":"In a closely contested 5-4 decision by the Washington Supreme Court, that a claims adjuster cannot be held personally liable to an insured for bad faith","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/","og_locale":"en_US","og_type":"article","og_title":"Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith - Advise &amp; Consult, Inc.","og_description":"In a closely contested 5-4 decision by the Washington Supreme Court, that a claims adjuster cannot be held personally liable to an insured for bad faith","og_url":"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/","og_site_name":"Advise &amp; Consult, Inc.","article_publisher":"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","article_published_time":"2019-10-14T21:54:37+00:00","article_modified_time":"2019-10-14T21:54:44+00:00","author":"admin","twitter_card":"summary_large_image","twitter_creator":"@adviseconsult","twitter_site":"@adviseconsult","twitter_misc":{"Written by":"admin","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/#article","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/"},"author":{"name":"admin","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7"},"headline":"Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith","datePublished":"2019-10-14T21:54:37+00:00","dateModified":"2019-10-14T21:54:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/"},"wordCount":952,"commentCount":0,"publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"keywords":["Advise &amp; Consult","Bad Faith Claims","Claims Adjuster","Washington"],"articleSection":["Bad Faith"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/","name":"Washington Supreme Court Holds Claims Adjusters Cannot Be Personally Liable for Bad Faith - Advise &amp; Consult, Inc.","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website"},"datePublished":"2019-10-14T21:54:37+00:00","dateModified":"2019-10-14T21:54:44+00:00","description":"In a closely contested 5-4 decision by the Washington Supreme Court, that a claims adjuster cannot be held personally liable to an insured for bad faith","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.myconstructionexpert.com\/blog\/washington-hold-claims-adjusters-cant-be-liable-bad-faith\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website","url":"https:\/\/www.myconstructionexpert.com\/blog\/","name":"Advise &amp; Consult, Inc.","description":"Construction Expert Witnesses","publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization","name":"Advise & Consult","url":"https:\/\/www.myconstructionexpert.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","contentUrl":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","width":162,"height":75,"caption":"Advise & Consult"},"image":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","https:\/\/x.com\/adviseconsult","https:\/\/www.linkedin.com\/company-beta\/204526\/","https:\/\/www.youtube.com\/user\/MrConstructionExpert"]},{"@type":"Person","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","caption":"admin"},"sameAs":["http:\/\/www.expertwitnessinconstruction.com"]}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2ztG6-3LeU","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/896576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=896576"}],"version-history":[{"count":1,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/896576\/revisions"}],"predecessor-version":[{"id":896577,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/896576\/revisions\/896577"}],"wp:attachment":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=896576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=896576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=896576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}