{"id":896617,"date":"2019-10-16T09:58:39","date_gmt":"2019-10-16T15:58:39","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=896617"},"modified":"2019-10-16T09:58:47","modified_gmt":"2019-10-16T15:58:47","slug":"insurance-should-be-accountable-not-including-safe-construction-costs","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/insurance-should-be-accountable-not-including-safe-construction-costs\/","title":{"rendered":"Insurance Companies Should Be Accountable For Not Including Legally Required Costs Of Safe Construction"},"content":{"rendered":"\n<p>Chip Merlin | <a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/2019\/10\/articles\/insurance\/insurance-companies-should-be-accountable-for-not-including-legally-required-costs-of-safe-construction\/\">Property Insurance Coverage Law Blog<\/a> | October 14, 2019<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.propertyinsurancecoveragelaw.com\/files\/2018\/10\/roofer-669x447.jpg\" alt=\"\" class=\"wp-image-22111\"\/><\/figure><\/div>\n\n\n\n<p>Safety is first. But that is not the course of affairs when dealing with insurance company adjusters who usually say that they will not include the costs of legally required safe construction practices because their managers will not allow those costs.<\/p>\n\n\n\n<p>Why do insurance companies not follow the law? That question is pretty easy to answer: Most insurance commissioners do not closely monitor what is going on in the field and insurance companies want to decrease costs.<\/p>\n\n\n\n<p>A Merlin Law Group employee asked me about a recent article,\u00a0<em>Ohio Roofing Contractor Imprisoned After Employee\u2019s Fatal Fall<\/em>, and asked me how insurance companies do not get imprisoned for failing to include safety costs in their estimates. I Said that they should get imprisoned and \u2018if just one company claims manager was imprisoned, you could bet that there would be a lot more compliance for including these costs.\u2019<\/p>\n\n\n\n<p>I will be giving a speech about these issues on Wednesday at the\u00a0First Party Claims Conference. I have an OSHA expert, Kevin Dandridge, and a certified Xactimate expert, Steve Shannon, speaking with me on a panel discussing these issues. I hope you can join us and please call me with questions because all construction estimates have to follow the law.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chip Merlin | Property Insurance Coverage Law Blog | October 14, 2019 Safety is first. But that is not the course of affairs when dealing with insurance company adjusters who usually say that they will not include the costs of legally required safe construction practices because their managers will not allow those costs. Why do&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/insurance-should-be-accountable-not-including-safe-construction-costs\/\">Continue reading <span class=\"screen-reader-text\">Insurance Companies Should Be Accountable For Not Including Legally Required Costs Of Safe Construction<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[9914],"tags":[9895,23,10983],"class_list":["post-896617","post","type-post","status-publish","format-standard","hentry","category-insurance-coverage","tag-advise-consult","tag-insurance-coverage","tag-safe-construction-practices","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Companies Should Be Accountable For Not Including Legally Required Costs Of Safe Construction - Advise &amp; 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