{"id":896848,"date":"2019-12-12T16:19:08","date_gmt":"2019-12-12T23:19:08","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=896848"},"modified":"2019-12-12T16:19:12","modified_gmt":"2019-12-12T23:19:12","slug":"fighting-insurance-coverage-protection-gaps-is-sound-public-policy","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/fighting-insurance-coverage-protection-gaps-is-sound-public-policy\/","title":{"rendered":"Fighting Insurance Coverage Protection Gaps Is Sound Public Policy"},"content":{"rendered":"\n<p>Chip Merlin | <a href=\"https:\/\/www.propertyinsurancecoveragelaw.com\/2019\/12\/articles\/insurance\/fighting-insurance-coverage-protection-gaps-is-sound-public-policy\/\">Property Insurance Coverage Law Blog<\/a> | December 9, 2019<\/p>\n\n\n\n<p>As a follow up to the Insurance Protection Gaps webinar mentioned in yesterday\u2018s post,\u00a0<em><a href=\"https:\/\/www.myconstructionexpert.com\/blog\/water-loss-from-toilet-overflox-covered-despite-denial\/\">Water Loss From Toilet Overflow Is Covered Despite State Farm Denial<\/a><\/em>, Professor James Hilliard of Temple University\u2019s Department of Risk, Insurance, and Healthcare Management provided a basic outline and his presentation is somewhat similar to Professor Jay Feinman\u2019s much more detailed work on the matter.<\/p>\n\n\n\n<p>When public policy makers are having those in academia acknowledge that there is a problem, this is usually a good first step to the next question\u2014how to we go about solving the issue?<\/p>\n\n\n\n<p>Certainly, one way is to stop allowing insurance companies to clandestinely write their way out of coverages. For the same reason insurance departments mandated minimum requirements found in the Standard Fire Insurance policy which still exist in many states, we should require a minimum requirements and safeguards of insurance for the all-risk product.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chip Merlin | Property Insurance Coverage Law Blog | December 9, 2019 As a follow up to the Insurance Protection Gaps webinar mentioned in yesterday\u2018s post,\u00a0Water Loss From Toilet Overflow Is Covered Despite State Farm Denial, Professor James Hilliard of Temple University\u2019s Department of Risk, Insurance, and Healthcare Management provided a basic outline and his&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/fighting-insurance-coverage-protection-gaps-is-sound-public-policy\/\">Continue reading <span class=\"screen-reader-text\">Fighting Insurance Coverage Protection Gaps Is Sound Public Policy<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[9914],"tags":[9895,23,11034],"class_list":["post-896848","post","type-post","status-publish","format-standard","hentry","category-insurance-coverage","tag-advise-consult","tag-insurance-coverage","tag-insurance-gap","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fighting Insurance Coverage Protection Gaps Is Sound Public Policy - Advise &amp; 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