{"id":898949,"date":"2021-07-20T15:09:01","date_gmt":"2021-07-20T21:09:01","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=898949"},"modified":"2021-07-20T15:09:06","modified_gmt":"2021-07-20T21:09:06","slug":"appraisal-inspection-recorded-florida","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/","title":{"rendered":"Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection"},"content":{"rendered":"\n<p>Timothy Engelbrecht and Bret Freeman | <a href=\"https:\/\/www.butler.legal\/lights-camera-action-florida-court-rules-insured-can-record-appraisal-inspection\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Butler Weihmuller Katz Craig<\/a><\/p>\n\n\n\n<p>On July 7, 2021, Florida\u2019s Fourth District Court of Appeal ruled that an insured may electronically record an <a href=\"http:\/\/www.adviseandconsult.net\/experts.php\">insurer\u2019s appraiser<\/a> during an inspection of the insured\u2019s property. &nbsp;The case is&nbsp;<em>Silversmith v. State Farm Ins. Co.<\/em>, 2021 WL 2910240, 4D20-2685 (4th DCA July 7, 2021).<\/p>\n\n\n\n<p>The case arose after an insured made a first-party property insurance claim.&nbsp; The insurer requested the claim be submitted to appraisal under the insurance policy\u2019s appraisal provision.&nbsp; The insured filed a lawsuit seeking declaratory judgment that it had the right to electronically record the insurer\u2019s appraiser while he inspected her property.&nbsp; The insured moved for summary judgment. The trial court denied the motion finding that Florida privacy laws prohibited the interception of certain oral conversations and that all participants involved must consent to any electronic recording of the appraisal.<\/p>\n\n\n\n<p>The appellate court disagreed and ruled that privacy concerns do not apply when the insurer\u2019s appraiser is on the insured\u2019s property, because the appraiser does not have a legitimate expectation of privacy while performing an appraisal at the insured\u2019s property.&nbsp; Thus, nothing in Florida law prevents the insured from electronically recording the appraiser.&nbsp; Also, the appellate court noted that nothing in the insurance policy prohibited the recording.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Timothy Engelbrecht and Bret Freeman | Butler Weihmuller Katz Craig On July 7, 2021, Florida\u2019s Fourth District Court of Appeal ruled that an insured may electronically record an insurer\u2019s appraiser during an inspection of the insured\u2019s property. &nbsp;The case is&nbsp;Silversmith v. State Farm Ins. Co., 2021 WL 2910240, 4D20-2685 (4th DCA July 7, 2021). The&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/\">Continue reading <span class=\"screen-reader-text\">Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[10235],"tags":[9895,94,351],"class_list":["post-898949","post","type-post","status-publish","format-standard","hentry","category-insurance-appraisal","tag-advise-consult","tag-florida","tag-insurance-appraisals","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection - Advise &amp; Consult, Inc.<\/title>\n<meta name=\"description\" content=\"Florida\u2019s 4th District Court of Appeal ruled insured may electronically record insurer\u2019s appraiser during inspection of insured\u2019s property\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection - Advise &amp; Consult, Inc.\" \/>\n<meta property=\"og:description\" content=\"Florida\u2019s 4th District Court of Appeal ruled insured may electronically record insurer\u2019s appraiser during inspection of insured\u2019s property\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/\" \/>\n<meta property=\"og:site_name\" content=\"Advise &amp; Consult, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-20T21:09:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-07-20T21:09:06+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:site\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\"},\"headline\":\"Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection\",\"datePublished\":\"2021-07-20T21:09:01+00:00\",\"dateModified\":\"2021-07-20T21:09:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/\"},\"wordCount\":231,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"keywords\":[\"Advise &amp; Consult\",\"Florida\",\"Insurance Appraisals\"],\"articleSection\":[\"Insurance Appraisal\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/\",\"name\":\"Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection - Advise &amp; Consult, Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\"},\"datePublished\":\"2021-07-20T21:09:01+00:00\",\"dateModified\":\"2021-07-20T21:09:06+00:00\",\"description\":\"Florida\u2019s 4th District Court of Appeal ruled insured may electronically record insurer\u2019s appraiser during inspection of insured\u2019s property\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"name\":\"Advise &amp; Consult, Inc.\",\"description\":\"Construction Expert Witnesses\",\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\",\"name\":\"Advise & Consult\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"contentUrl\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"width\":162,\"height\":75,\"caption\":\"Advise & Consult\"},\"image\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\",\"https:\/\/x.com\/adviseconsult\",\"https:\/\/www.linkedin.com\/company-beta\/204526\/\",\"https:\/\/www.youtube.com\/user\/MrConstructionExpert\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/www.expertwitnessinconstruction.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection - Advise &amp; Consult, Inc.","description":"Florida\u2019s 4th District Court of Appeal ruled insured may electronically record insurer\u2019s appraiser during inspection of insured\u2019s property","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/","og_locale":"en_US","og_type":"article","og_title":"Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection - Advise &amp; Consult, Inc.","og_description":"Florida\u2019s 4th District Court of Appeal ruled insured may electronically record insurer\u2019s appraiser during inspection of insured\u2019s property","og_url":"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/","og_site_name":"Advise &amp; Consult, Inc.","article_publisher":"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","article_published_time":"2021-07-20T21:09:01+00:00","article_modified_time":"2021-07-20T21:09:06+00:00","author":"admin","twitter_card":"summary_large_image","twitter_creator":"@adviseconsult","twitter_site":"@adviseconsult","twitter_misc":{"Written by":"admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/#article","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/"},"author":{"name":"admin","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7"},"headline":"Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection","datePublished":"2021-07-20T21:09:01+00:00","dateModified":"2021-07-20T21:09:06+00:00","mainEntityOfPage":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/"},"wordCount":231,"commentCount":0,"publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"keywords":["Advise &amp; Consult","Florida","Insurance Appraisals"],"articleSection":["Insurance Appraisal"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/","name":"Lights, Camera, Action: Florida Court Rules Insured Can Record Appraisal Inspection - Advise &amp; Consult, Inc.","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website"},"datePublished":"2021-07-20T21:09:01+00:00","dateModified":"2021-07-20T21:09:06+00:00","description":"Florida\u2019s 4th District Court of Appeal ruled insured may electronically record insurer\u2019s appraiser during inspection of insured\u2019s property","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.myconstructionexpert.com\/blog\/appraisal-inspection-recorded-florida\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website","url":"https:\/\/www.myconstructionexpert.com\/blog\/","name":"Advise &amp; Consult, Inc.","description":"Construction Expert Witnesses","publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization","name":"Advise & Consult","url":"https:\/\/www.myconstructionexpert.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","contentUrl":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","width":162,"height":75,"caption":"Advise & Consult"},"image":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","https:\/\/x.com\/adviseconsult","https:\/\/www.linkedin.com\/company-beta\/204526\/","https:\/\/www.youtube.com\/user\/MrConstructionExpert"]},{"@type":"Person","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","caption":"admin"},"sameAs":["http:\/\/www.expertwitnessinconstruction.com"]}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2ztG6-3LRb","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/898949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=898949"}],"version-history":[{"count":2,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/898949\/revisions"}],"predecessor-version":[{"id":898951,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/898949\/revisions\/898951"}],"wp:attachment":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=898949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=898949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=898949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}