{"id":899440,"date":"2021-12-22T12:53:30","date_gmt":"2021-12-22T19:53:30","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=899440"},"modified":"2021-12-22T12:53:32","modified_gmt":"2021-12-22T19:53:32","slug":"summary-judgment-late-notice","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/summary-judgment-late-notice\/","title":{"rendered":"Insurer&#8217;s Late Notice Defense Fails on Summary Judgment"},"content":{"rendered":"\n<p>Tred R. Eyerly | <a href=\"https:\/\/www.insurancelawhawaii.com\/insurance_law_hawaii\/2021\/11\/insurers-late-notice-defense-fails-on-summary-judgment.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Insurance Law Hawaii<\/a><\/p>\n\n\n\n<p>\u00a0 \u00a0 The insurer&#8217;s motion for <a href=\"https:\/\/www.myconstructionexpert.com\/blog\/expert-opinion-dispute\/\" target=\"_blank\" rel=\"noreferrer noopener\">summary judgment<\/a> to dismiss the claim because the insurer did not provide notice &#8220;as soon as practicable&#8221; was denied.\u00a0Vintage Hospitality Group LLC v. Nat&#8217;l Trust Ins. Co., 2021 U.S. Dist. LEXIS 192651 (M.D. Ga. Oct. 6, 2021).\u00a0<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; Vintage owned hotels, one of which was struck by a severe hailstorm on July 21, 2018. Vintage was not aware of roof damage until two months after the storm, and did not make the connection between the hailstorm and roof damage until February 2020, when it reported the damage to National. The claim was denied because it was not reported &#8220;as soon as practicable&#8221; as required by the policy.<\/p>\n\n\n\n<p>&nbsp; &nbsp; Vintage sued and National moved for summary judgment.&nbsp;<\/p>\n\n\n\n<p>&nbsp; &nbsp; Vintage did not notice the leaks until September 2018. The focus was on fixing the leaks, and connection to the hailstorm did not register. The leaks persisted over the next year and a half. A construction company was called in to evaluate the leaking roof. The construction company advised that the roof had experienced previous hail damage which was causing the leaks. At this point, Vintage connected the damage to the hailstorm. A claim was promptly submitted to National, which denied the claim.<\/p>\n\n\n\n<p>&nbsp; &nbsp; The National policy did not place a hard deadline for reporting a claim. Georgia law interpreted the phrase &#8220;as soon as practicable&#8221; as within a reasonable time considering all the circumstances. Vintage reported the claim within a few days of being informed by the roofing contractor that the leaky roof was caused by previous hail damage.<\/p>\n\n\n\n<p>&nbsp; &nbsp; The court found there was a genuine factual dispute as to whether Vintage gave notice as soon as practicable. The court denied National&#8217;s motion.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tred R. Eyerly | Insurance Law Hawaii \u00a0 \u00a0 The insurer&#8217;s motion for summary judgment to dismiss the claim because the insurer did not provide notice &#8220;as soon as practicable&#8221; was denied.\u00a0Vintage Hospitality Group LLC v. Nat&#8217;l Trust Ins. Co., 2021 U.S. Dist. LEXIS 192651 (M.D. Ga. Oct. 6, 2021).\u00a0 &nbsp;&nbsp;&nbsp; &nbsp; &nbsp; Vintage owned&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/summary-judgment-late-notice\/\">Continue reading <span class=\"screen-reader-text\">Insurer&#8217;s Late Notice Defense Fails on Summary Judgment<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[10721],"tags":[9895,22,9789,8901],"class_list":["post-899440","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-advise-consult","tag-insurance","tag-late-notice","tag-summary-judgment","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurer&#039;s Late Notice Defense Fails on Summary Judgment - Advise &amp; 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