{"id":900432,"date":"2022-10-05T14:17:52","date_gmt":"2022-10-05T20:17:52","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=900432"},"modified":"2022-10-05T14:17:57","modified_gmt":"2022-10-05T20:17:57","slug":"insurance-coverage-denials-dealing-wtih","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/insurance-coverage-denials-dealing-wtih\/","title":{"rendered":"It\u2019s Not You, It\u2019s Them: Dealing With Insurance Coverage Denials"},"content":{"rendered":"\n

Latosha M. Ellis | Hunton Insurance Recovery Blog<\/a><\/p>\n\n\n\n

If your company has an emergency response plan\u2014and it likely does\u2014filing an insurance claim needs to be included in that plan. But what if your insurer stretches out the consideration process by making continuous, costly information requests without making a coverage determination<\/a>? Or decides to deny coverage under one clause of the policy, but accept coverage under another? Or outright denies coverage? Policyholders should be prepared to comply with policy obligations (which may vary depending on the controlling state law), such as the sharing of relevant information and documentation or participating in arbitration or a mediation prior to suing the insurer, but also understand the responsibilities insurers have to policyholders when a claim is tendered.\u00a0<\/p>\n\n\n\n

Insurers\u2019 typical duties include:<\/p>\n\n\n\n