{"id":900662,"date":"2022-12-07T14:02:36","date_gmt":"2022-12-07T21:02:36","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=900662"},"modified":"2022-12-07T14:02:42","modified_gmt":"2022-12-07T21:02:42","slug":"faulty-workmanship-subcontractor-coverage","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/faulty-workmanship-subcontractor-coverage\/","title":{"rendered":"No Coverage for Subcontractor’s Faulty Workmanship"},"content":{"rendered":"\n

Tred R. Eyerly | Insurance Law Hawaii<\/a><\/p>\n\n\n\n

\u00a0 \u00a0 Finding faulty workmanship<\/a> that did not cause property damage beyond the subcontractor’s work, the court found there was no coverage under the CGL policy.\u00a0Middlesex Ins. Co. v. Dixie Mech., Inc., 2022 U.S. Dist. LEXIS 175190 (N. D. Ga. Sept. 27, 2022).\u00a0<\/p>\n\n\n\n

    The case involved a construction project on Elba Island, Georgia. IHI E&C International Corporation (IHI) filed suit against Robinson Mechanical Contractors (“Robinson”) for faulty construction work, including a pipe rack and process module installation. The pipe racks allegedly contained defective welds. Robinson filed a third-party complaint against Patriot Modular, Inc. (Patriot), Robinson’s subcontractor, for faulty work for IHI. Finally, Patriot filed a fourth-party complaint against Dixie Mechanical, Inc. (Dixie), alleging it subcontracted with Dixie to perform fabrication, welding, testing, and inspection of pipes under Patriot’s subcontract with Robinson. Patriot contended that to the extent it was found liable to Robinson for any defective work, delays or breaches of contract for Dixie’s work, Patriot was entitled to recover such amounts from Dixie.<\/p>\n\n\n\n

    In this case, Dixie’s insurer, Middlesex Insurance Company, sought a declaration that it had no duty to defend or to indemnify Dixie. Middlesex contended that the claims of faulty workmanship in the underlying complaints constituted neither an “occurrence” nor “property damage.”<\/p>\n\n\n\n

    The court agreed. “Occurrence” had to cause “property damage” and the insured had to incur a liability to pay “damages because of such property damage.” Coverage for property damage under a CGL policy required damage to property other than the work itself, and the insured’ liability for such damage would have to arise from negligence. The only reasonable interpretation of the allegations in the underlying complaints was that the asserted damages resulted from Dixie’s allegedly faulty workmanship under the subcontract and affected only the construction project.<\/p>\n\n\n\n

\u00a0 \u00a0 Therefore, judgment was entered in favor of Middlesex.\u00a0<\/p>\n\n\n\n

\n\n\n\n

When one of your cases is in need of a construction expert, estimates, insurance appraisal or umpire services in defect or insurance disputes – please call Advise & Consult, Inc. at 888.684.8305, or email experts@adviseandconsult.net<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Tred R. Eyerly | Insurance Law Hawaii \u00a0 \u00a0 Finding faulty workmanship that did not cause property damage beyond the subcontractor’s work, the court found there was no coverage under the CGL policy.\u00a0Middlesex Ins. Co. v. Dixie Mech., Inc., 2022 U.S. Dist. LEXIS 175190 (N. D. Ga. Sept. 27, 2022).\u00a0     The case involved… Continue reading No Coverage for Subcontractor’s Faulty Workmanship<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[11092,9914],"tags":[9895,68,23,121],"class_list":["post-900662","post","type-post","status-publish","format-standard","hentry","category-faulty-workmanship","category-insurance-coverage","tag-advise-consult","tag-faulty-workmanship","tag-insurance-coverage","tag-subcontractors","entry"],"jetpack_publicize_connections":[],"yoast_head":"\nNo Coverage for Subcontractor's Faulty Workmanship - 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