{"id":903743,"date":"2024-12-19T15:25:13","date_gmt":"2024-12-19T22:25:13","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=903743"},"modified":"2025-05-15T16:02:49","modified_gmt":"2025-05-15T22:02:49","slug":"construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/","title":{"rendered":"Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts"},"content":{"rendered":"\n<p>Patrick Kelly and Reynolds Sands | <a href=\"https:\/\/www.texasconstructionlawblog.com\/2025\/03\/weathering-the-storm-part-2-construction-insurances-protection-against-natural-disasters\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Gray Reed<\/a><\/p>\n\n\n\n<p>In the wake of increasingly frequent natural disasters, construction insurance has become more critical than ever. While many stakeholders view insurance as just another project cost, it is actually your first line of defense against catastrophic losses from wildfires, tornados, or hurricanes. Understanding your insurance options and obligations is not just good business\u2014it is essential for project survival.<\/p>\n\n\n\n<p><strong>Builder\u2019s Risk Insurance<\/strong><\/p>\n\n\n\n<p><em>Purpose and Coverage<\/em><\/p>\n\n\n\n<p>Builder\u2019s Risk Insurance serves as a fundamental protection mechanism for construction projects, providing essential coverage for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Work in progress against various casualty losses<\/li>\n\n\n\n<li>Materials stored on-site and in transit<\/li>\n\n\n\n<li>Temporary structures and equipment<\/li>\n\n\n\n<li>Debris removal after a covered loss<\/li>\n<\/ul>\n\n\n\n<p>This type of insurance typically provides coverage based on the replacement cost value of the project, making it an imperative tool for both property owners and contractors involved in the construction process.&nbsp; Builder\u2019s risk insurance is like a homeowner\u2019s or commercial property owner\u2019s insurance policy but specifically designed to cover losses during the building process.<\/p>\n\n\n\n<p><em>Risk Allocation<\/em><\/p>\n\n\n\n<p>In the absence of specific contractual provisions, contractors generally assume the burden of casualty loss risk on construction projects. Builder\u2019s Risk Insurance effectively transfers this substantial risk to insurance carriers, providing a vital safety net for project stakeholders. Common risk allocation considerations include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Responsibility for policy procurement<\/li>\n\n\n\n<li>Payment of deductibles<\/li>\n\n\n\n<li>Allocation of coverage limits<\/li>\n\n\n\n<li>Subcontractor obligations<\/li>\n<\/ul>\n\n\n\n<p>To ensure adequate protection, coverage limits should be carefully calculated to match the total project value, including both materials and labor costs.<\/p>\n\n\n\n<p><em>Key Considerations<\/em><\/p>\n\n\n\n<p>When selecting a Builder\u2019s Risk policy, stakeholders must evaluate several critical factors, including policy exclusions and regional risk factors.<\/p>\n\n\n\n<p>There are policy exclusions and limitations to watch for, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earth movement and subsidence<\/li>\n\n\n\n<li>Flood damage and\/or water intrusion<\/li>\n\n\n\n<li>Mold and pollution<\/li>\n\n\n\n<li>Wind damage in coastal areas<\/li>\n\n\n\n<li>Defective workmanship<\/li>\n\n\n\n<li>Design errors<\/li>\n\n\n\n<li>Delay or loss of use<\/li>\n\n\n\n<li>Coverage for consequential and other damages contractually limited by the parties<\/li>\n<\/ul>\n\n\n\n<p>Regional Risk Factors to consider:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hurricane exposure in coastal regions<\/li>\n\n\n\n<li>Earthquake zones<\/li>\n\n\n\n<li>Flood-prone areas<\/li>\n\n\n\n<li>Wildfire risk zones<\/li>\n\n\n\n<li>Severe weather patterns<\/li>\n<\/ul>\n\n\n\n<p><strong>Additional Insurance Considerations<\/strong><\/p>\n\n\n\n<p><em>Commercial General Liability<\/em><\/p>\n\n\n\n<p>Commercial General Liability insurance provides essential coverage for third-party claims that may arise during construction projects. Key aspects include:<\/p>\n\n\n\n<p>Coverage Areas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bodily injury to third parties<\/li>\n\n\n\n<li>Property damage to adjacent structures or work done by others on the same structure<\/li>\n\n\n\n<li>Personal and advertising injury<\/li>\n\n\n\n<li>Products-completed operations<\/li>\n<\/ul>\n\n\n\n<p>Common Exclusions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Expected or intended injury<\/li>\n\n\n\n<li>Contractual liability<\/li>\n\n\n\n<li>Workers\u2019 compensation claims<\/li>\n\n\n\n<li>Professional services<\/li>\n\n\n\n<li>Business Risk exclusions (damage to the insured\u2019s work and products or impaired property or recalls)<\/li>\n<\/ul>\n\n\n\n<p><em>Professional Liability<\/em><\/p>\n\n\n\n<p>Professional Liability insurance plays a crucial role for design professionals (for example, architects and engineers) involved in construction projects. This coverage generally covers claims relating to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Design errors and omissions<\/li>\n\n\n\n<li>Professional negligence<\/li>\n\n\n\n<li>Project management failures<\/li>\n\n\n\n<li>Construction administration mistakes<\/li>\n<\/ul>\n\n\n\n<p><strong>Insurance Best Practices<\/strong><\/p>\n\n\n\n<p>To maximize insurance protection, implement these essential practices:<\/p>\n\n\n\n<p>Documentation Requirements:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Detailed incident reports<\/li>\n\n\n\n<li>Photographs of damage<\/li>\n\n\n\n<li>Weather records<\/li>\n\n\n\n<li>Communication logs<\/li>\n\n\n\n<li>Witness statements<\/li>\n<\/ul>\n\n\n\n<p>Communication Protocol:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Immediate notification to carriers<\/li>\n\n\n\n<li>Immediate notification to subcontractors, design professionals and\/or others who may be involved or have risk transfer obligations<\/li>\n\n\n\n<li>Regular updates to stakeholders<\/li>\n\n\n\n<li>Documentation of all conversations<\/li>\n\n\n\n<li>Written confirmation of verbal discussions<\/li>\n<\/ul>\n\n\n\n<p>Policy Management:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regular coverage reviews<\/li>\n\n\n\n<li>Annual limit assessments<\/li>\n\n\n\n<li>Deductible evaluations<\/li>\n\n\n\n<li>Coverage gap analysis<\/li>\n<\/ul>\n\n\n\n<p>There are also other ways to manage risk, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Performing regular peer reviews<\/li>\n\n\n\n<li>Keeping detailed documentation practices<\/li>\n\n\n\n<li>Establishing clear communication protocols<\/li>\n\n\n\n<li>Continuous professional education<\/li>\n<\/ul>\n\n\n\n<p><strong>Weathering the Storm<\/strong>:&nbsp;<strong>Key Takeaways<\/strong><\/p>\n\n\n\n<p>The right insurance coverage can mean the difference between project recovery and financial disaster. Take time to review your insurance policies regularly and ensure they provide adequate protection for your specific risks. Remember that insurance is an investment in your project\u2019s future, not just another cost to minimize it. Work closely with your insurance professionals and legal counsel to develop a comprehensive risk management strategy that protects your interests when natural disasters strike.<\/p>\n\n\n\n<p>Pre-Disaster Checklist:<\/p>\n\n\n\n<p>Create communication plans<\/p>\n\n\n\n<p>Review all insurance policies<\/p>\n\n\n\n<p>Review all contracts, particularly for risk transfer obligations and related insurance<\/p>\n\n\n\n<p>Update coverage limits as needed<\/p>\n\n\n\n<p>Document existing conditions<\/p>\n\n\n\n<p>Establish emergency protocols<\/p>\n\n\n\n<p>Create communication plans<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>When one of your cases is in need of a construction expert, estimates, insurance appraisal or umpire services in defect or insurance disputes &#8211; please call Advise &amp; Consult, Inc. at 888.684.8305, or email <a href=\"mailto:experts@adviseandconsult.ne\">experts@adviseandconsult.ne<\/a>t.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Patrick Kelly and Reynolds Sands | Gray Reed In the wake of increasingly frequent natural disasters, construction insurance has become more critical than ever. While many stakeholders view insurance as just another project cost, it is actually your first line of defense against catastrophic losses from wildfires, tornados, or hurricanes. Understanding your insurance options and&hellip; <a class=\"more-link\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/\">Continue reading <span class=\"screen-reader-text\">Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[10721],"tags":[9895,22,7704],"class_list":["post-903743","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-advise-consult","tag-insurance","tag-natural-disasters","entry"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts - Advise &amp; Consult, Inc.<\/title>\n<meta name=\"description\" content=\"In the wake of increasingly frequent natural disasters, construction insurance has become more critical than ever\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts - Advise &amp; Consult, Inc.\" \/>\n<meta property=\"og:description\" content=\"In the wake of increasingly frequent natural disasters, construction insurance has become more critical than ever\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Advise &amp; Consult, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-19T22:25:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-15T22:02:49+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:site\" content=\"@adviseconsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\"},\"headline\":\"Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts\",\"datePublished\":\"2024-12-19T22:25:13+00:00\",\"dateModified\":\"2025-05-15T22:02:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/\"},\"wordCount\":725,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"keywords\":[\"Advise &amp; Consult\",\"insurance\",\"Natural Disasters\"],\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/\",\"name\":\"Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts - Advise &amp; Consult, Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\"},\"datePublished\":\"2024-12-19T22:25:13+00:00\",\"dateModified\":\"2025-05-15T22:02:49+00:00\",\"description\":\"In the wake of increasingly frequent natural disasters, construction insurance has become more critical than ever\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#website\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"name\":\"Advise &amp; Consult, Inc.\",\"description\":\"Construction Expert Witnesses\",\"publisher\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#organization\",\"name\":\"Advise & Consult\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"contentUrl\":\"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png\",\"width\":162,\"height\":75,\"caption\":\"Advise & Consult\"},\"image\":{\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/\",\"https:\/\/x.com\/adviseconsult\",\"https:\/\/www.linkedin.com\/company-beta\/204526\/\",\"https:\/\/www.youtube.com\/user\/MrConstructionExpert\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/www.expertwitnessinconstruction.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts - Advise &amp; Consult, Inc.","description":"In the wake of increasingly frequent natural disasters, construction insurance has become more critical than ever","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/","og_locale":"en_US","og_type":"article","og_title":"Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts - Advise &amp; Consult, Inc.","og_description":"In the wake of increasingly frequent natural disasters, construction insurance has become more critical than ever","og_url":"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/","og_site_name":"Advise &amp; Consult, Inc.","article_publisher":"https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","article_published_time":"2024-12-19T22:25:13+00:00","article_modified_time":"2025-05-15T22:02:49+00:00","author":"admin","twitter_card":"summary_large_image","twitter_creator":"@adviseconsult","twitter_site":"@adviseconsult","twitter_misc":{"Written by":"admin","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/#article","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/"},"author":{"name":"admin","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7"},"headline":"Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts","datePublished":"2024-12-19T22:25:13+00:00","dateModified":"2025-05-15T22:02:49+00:00","mainEntityOfPage":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/"},"wordCount":725,"commentCount":0,"publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"keywords":["Advise &amp; Consult","insurance","Natural Disasters"],"articleSection":["Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/","name":"Weathering the Storm\u2014Part 2: Understanding Liquidated and Consequential Damages in Construction Contracts - Advise &amp; Consult, Inc.","isPartOf":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website"},"datePublished":"2024-12-19T22:25:13+00:00","dateModified":"2025-05-15T22:02:49+00:00","description":"In the wake of increasingly frequent natural disasters, construction insurance has become more critical than ever","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.myconstructionexpert.com\/blog\/construction-insurance-protection-against-natural-disasters-weathering-the-storm-part-2\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#website","url":"https:\/\/www.myconstructionexpert.com\/blog\/","name":"Advise &amp; Consult, Inc.","description":"Construction Expert Witnesses","publisher":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.myconstructionexpert.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#organization","name":"Advise & Consult","url":"https:\/\/www.myconstructionexpert.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","contentUrl":"https:\/\/www.myconstructionexpert.com\/blog\/wp-content\/uploads\/2015\/11\/AC-Red-Logo.png","width":162,"height":75,"caption":"Advise & Consult"},"image":{"@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Advise-Consult-Inc-126949043996790\/","https:\/\/x.com\/adviseconsult","https:\/\/www.linkedin.com\/company-beta\/204526\/","https:\/\/www.youtube.com\/user\/MrConstructionExpert"]},{"@type":"Person","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/0a11abe008083d5fb19c2b0feefe7bd7","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myconstructionexpert.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b01e71b7acadd7657af782b7ad1a30cc?s=96&d=mm&r=pg","caption":"admin"},"sameAs":["http:\/\/www.expertwitnessinconstruction.com"]}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p2ztG6-3N6v","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/903743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/comments?post=903743"}],"version-history":[{"count":2,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/903743\/revisions"}],"predecessor-version":[{"id":904360,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/posts\/903743\/revisions\/904360"}],"wp:attachment":[{"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/media?parent=903743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/categories?post=903743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myconstructionexpert.com\/blog\/wp-json\/wp\/v2\/tags?post=903743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}