{"id":904483,"date":"2025-06-24T15:24:03","date_gmt":"2025-06-24T21:24:03","guid":{"rendered":"https:\/\/www.myconstructionexpert.com\/blog\/?p=904483"},"modified":"2025-06-24T15:24:09","modified_gmt":"2025-06-24T21:24:09","slug":"bad-faith-lawsuits-louisiana-governor-vetoes-bill","status":"publish","type":"post","link":"https:\/\/www.myconstructionexpert.com\/blog\/bad-faith-lawsuits-louisiana-governor-vetoes-bill\/","title":{"rendered":"Louisiana Governor Vetoes Bill Limiting Bad Faith Lawsuits Against Insurers"},"content":{"rendered":"\n

Ezra Amacher | Claims Journal<\/a><\/p>\n\n\n\n

Louisiana Governor Jeff Landry vetoed a bill last week that would have limited bad faith lawsuits<\/a> against insurers, a move that raised criticism from the insurance industry.<\/p>\n\n\n\n

SB 111, sponsored by Sen. Alan Seabaugh, R-Many, intended to bring clarity to when claimants could bring bad faith personal or bodily injury lawsuits against insurers. The bill proposed that bad faith lawsuits be barred when insurers provide a good faith dispute as to liability and as to medical causations for the injuries alleged by the claimant.<\/p>\n\n\n\n

The bill would have prohibited bad faith lawsuits when an insurer hadn\u2019t received 30 days to review an offer within the applicable policy limits or the insurer had not had the opportunity to conduct proper discovery. The bill narrowly passed the House by a 56-44 vote.<\/p>\n\n\n\n

By vetoing the bill, Landry denied \u201ccommon sense legal reform legislation that would have significantly curtailed jackpot justice,\u201d said Neil Alldredge, president and CEO of the National Association of Mutual Insurance Companies.<\/p>\n\n\n\n

\u201cLouisianans should rightfully express their frustrations over this failure to strengthen the health and competitiveness of the state\u2019s insurance market,\u201d Alldredge said.<\/p>\n\n\n\n

The governor wrote in a\u00a0veto message<\/a>\u00a0that the bill would make it easier for insurance companies to deny valid claims, introduce legal uncertainty and leave policyholders with limited options for recourse. Landry said the bill would shield insurers from having to defend their decisions to deny settlements.<\/p>\n\n\n\n

Landry referred to Missouri Senator\u00a0Josh Hawley\u2019s recent remarks<\/a>\u00a0at a Congressional hearing over insurers\u2019 handling of claims following natural disasters. Louisiana\u2019s bad faith statutes stem from the insurance industry\u2019s response to settling claims from past disasters, including Hurricane Katrina and Rita in 2005.<\/p>\n\n\n\n

\u201cHistorically, some large insurers have adopted strategies to delay and deny claims, minimize payouts, and aggressively defend against policyholders who contest low settlements,\u201d Landry wrote.<\/p>\n\n\n\n

Landry\u2019s decision to veto the bill came as a surprise to lawmakers after the governor had previously said he would sign any insurance reform bills passed during the legislative session, which ended last week.<\/p>\n\n\n\n

\u201cJohn Bel would call and tell me when he vetoed a bill,\u201d Seabaugh\u00a0told Louisiana Illuminator<\/a>. \u201cJeff didn\u2019t.\u201d<\/p>\n\n\n\n

Seabaugh said during an April 30 Senate Insurance Committee hearing that he drafted the bill to give insurers a \u201cfighting chance in court.\u201d<\/p>\n\n\n\n

\u201cOne of the things the governor has said is that he thinks insurance companies don\u2019t goto court enough,\u201d Seabaugh told the committee.<\/p>\n\n\n\n

Landry wrote in his veto message that he would be willing to work with lawmakers on reasonable changes to the bad faith statute next year.<\/p>\n\n\n\n

\n\n\n\n

When one of your cases is in need of a construction expert, estimates, insurance appraisal or umpire services in defect or insurance disputes – please call Advise & Consult, Inc. at 888.684.8305, or email experts@adviseandconsult.net<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Ezra Amacher | Claims Journal Louisiana Governor Jeff Landry vetoed a bill last week that would have limited bad faith lawsuits against insurers, a move that raised criticism from the insurance industry. SB 111, sponsored by Sen. Alan Seabaugh, R-Many, intended to bring clarity to when claimants could bring bad faith personal or bodily injury… Continue reading Louisiana Governor Vetoes Bill Limiting Bad Faith Lawsuits Against Insurers<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[10720,10721],"tags":[9895,12172,22],"class_list":["post-904483","post","type-post","status-publish","format-standard","hentry","category-bad-faith-insurance-coverage","category-insurance","tag-advise-consult","tag-bad-faith-lawsuits","tag-insurance","entry"],"jetpack_publicize_connections":[],"yoast_head":"\nLouisiana Governor Vetoes Bill Limiting Bad Faith Lawsuits Against Insurers - 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