Flood and Water Damage: Which Insurance Policy Do You Turn To?

Emanuel Enes | Woodruff Sawyer The new year brought a series of ferocious storms that ravaged the California coast for weeks. By mid-January, this so-called “atmospheric river” caused at least eight million Californians to be under flood watch as wind and rain pummeled the state. According to the California Geological Survey, more than 400 landslides occurred from… Continue reading Flood and Water Damage: Which Insurance Policy Do You Turn To?

Hurricane Ian: Discussing Wind-Water Disputes

Randy Maniloff | White and Williams “Most of the Florida homes in the path of Hurricane Ian lack flood insurance, posing a major challenge to rebuilding efforts, new data show. In the counties whose residents were told to evacuate, just 18.5 percent of homes have coverage through the National Flood Insurance Program, according to Milliman,… Continue reading Hurricane Ian: Discussing Wind-Water Disputes

Recovery of Attorney’s Fees in Federal Flood Cases Under the Equal Access to Justice Act?

Shane Smith | Property Insurance Coverage Law Blog | September 2, 2019 A recent Southern District of Florida decision addressed this issue.1 A property in Islamorada, Florida, which was owned by the estate of Raymond K. Hampson, was damaged by Hurricane Irma in September 2017. The personal representative for the estate, Timothy R. Hampson (“Hampson”)… Continue reading Recovery of Attorney’s Fees in Federal Flood Cases Under the Equal Access to Justice Act?

Wind Versus Water Causing Insurance Payment Delays? The Sad Song Remains The Same For Michael Victims as In Other Storms

Chip Merlin | Property Insurance Coverage Law Blog | June 30, 2019 The Tampa Bay Times ran an excellent story, Hurricane Michael Destroyed Their Homes Then The Insurance Heartache Began, which tells a sad but familiar theme about insurance company denials and delayed payments following hurricane losses. I was quoted in the piece: Chip Merlin, a Tampa insurance… Continue reading Wind Versus Water Causing Insurance Payment Delays? The Sad Song Remains The Same For Michael Victims as In Other Storms

Broken Water Main Damage: Flood or Not Flood Under Homeowner’s Insurance Policy?

Paul LaSalle | Property Insurance Coverage Law Blog | May 9, 2019 In a recent court opinion,1 the New Jersey Appellate Division interpreted a homeowner’s insurance policy’s water damage exclusion and determined whether damage from a broken municipal water main under a public street was covered under the policy. In that case, a homeowner brought an… Continue reading Broken Water Main Damage: Flood or Not Flood Under Homeowner’s Insurance Policy?

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