TN Home Improvement Contractor Licensing Bill to Watch

Amy L. Pierce – May 19, 2014 On January 23 and February 3, House Bill 2297 and Senate Bill 2051 were introduced, proposing to amend Title 62, Chapter 6, Part 5 of the Tennessee Code to expand home improvement contractor licensing and other requirements to the entire state, to clarify the meaning of owner, contractor, and commissioner, and to… Continue reading TN Home Improvement Contractor Licensing Bill to Watch

Water Damage Exclusions: What’s Excluded and Not Excluded Under the Standard Homeowners Policy is Often a Contentious Issue Between Insured and Insurer

Christopher Nahas – May 28, 2014 Standard homeowners policy language excludes losses caused by water, however what is meant by this is not always clear. Water damage generally includes flood, sewer backup and seepage from water below ground. Despite these categories, disputes often arise regarding whether damages caused by water are covered. An issue that… Continue reading Water Damage Exclusions: What’s Excluded and Not Excluded Under the Standard Homeowners Policy is Often a Contentious Issue Between Insured and Insurer

Eighth Circuit: Damages from Exposure to Concrete Sealant are Subject to “Pollution Exclusion” in CGL Policy

Anthony Osborn – May 18, 2014 Just a few days ago, the Eighth Circuit (applying Missouri law) analyzed whether a contractor had insurance coverage under a CGL policy relative to personal injuries stemming from three ladies’ alleged exposure to an acrylic concrete sealant. The contractor had utilized the sealant in an office park where the… Continue reading Eighth Circuit: Damages from Exposure to Concrete Sealant are Subject to “Pollution Exclusion” in CGL Policy

Think You are Covered by an Additional Insured Endorsement? Recent Opinion Serves as a Reminder to Read the Coverage Language

Matthew T. Vocci – April 30, 2014 The United States Court of Appeals for the Fifth Circuit issued an opinion this month that should serve as a reminder to prime contractors to review the coverage granted to them as additional insureds on their subcontractors’ Commercial General Liability (“CGL”) policies. In Carl E. Woodward, L.L.C. v. Acceptance… Continue reading Think You are Covered by an Additional Insured Endorsement? Recent Opinion Serves as a Reminder to Read the Coverage Language

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