Claims Journal A federal appellate court is asking Massachusetts’ top court to decide whether an insurance policy sublimit for damage caused by “surface waters” applies to damage from water that pooled on a parapet roof and second-floor courtyard during a rainstorm. The 1st Circuit Court of Appeals says an answer is needed so that it can resolve… Continue reading Did Water that Pooled on Roof Cause ‘Flood’ Damage? Mass. High Court Asked to Decide
Tag: Water Damage
Mitigating or Preventing Water Damage
Kevin Moore | Woodruff Sawyer Water’s capacity to inflict severe and costly damage looms large over all construction projects. Whether it’s caused by Mother Nature or human error, water damage presents a ubiquitous threat. Because construction water damage claims can climb to hundreds of thousands of dollars, it’s worth taking steps to mitigate or prevent incidents,… Continue reading Mitigating or Preventing Water Damage
Failure to Allege Property Damage Within Policy Period Defeats Insured’s Claim
Tred R. Eyerly | Insurance Law Hawaii The insured’s inability to determine when water damage occurred meant it could not pursue claims of property damage against the insurers. Creek v. State Farm Fire & Cas. Co., 2022 U.S. Dist. LEXIS 116939 (W.D. Wash. July 1, 2022). Gold Creek Condominium complex experienced water… Continue reading Failure to Allege Property Damage Within Policy Period Defeats Insured’s Claim
Water Damage Restoration – A Guide to Advanced Structural Drying
Theresa Chimento | J.S. Held Overview Advanced Structural Drying (ASD) is the effective, efficient drying of water-damaged buildings and dwellings, using comprehensive knowledge and tools. The process includes the collection of appropriate data for utilization and application of scientific and technical principles. Psychrometry – the science of drying, helps to track moisture content, drying progress,… Continue reading Water Damage Restoration – A Guide to Advanced Structural Drying
Water Damage Sub-Limit Includes Tear-Out Costs
Tred R. Eyerly | Insurance Law Hawaii The Florida Court of Appeals affirmed the trial court’s ruling that the homeowner policy’s sub-limit for water damage included tear-out costs. Sec. First Ins. Co. v. Vazquez, 2022 Fla. App. LEXIS 1205 (Fla. Ct. App. Feb. 18, 2022). A discharge of water from the cast… Continue reading Water Damage Sub-Limit Includes Tear-Out Costs