D. Conn. Court: Insurer Has No Duty to Defend Over False Masonry Application

Matthew Lewis | Carlton Fields In Union Mutual Fire Insurance Co. v. Krajewski, the U.S. District Court for the District of Connecticut granted summary judgment in favor of an insurance carrier due to false statements provided by the insured on his application of insurance. In March 2022, Michael Krajewski sought insurance for his masonry business, Mike’s… Continue reading D. Conn. Court: Insurer Has No Duty to Defend Over False Masonry Application

From Bid to Breakdown: How Contractor Selection Drives Litigation Risk in Oregon

Jacob Zahniser | Miller Nash Risk begins with bid selection. A confluence of legislative change, economic pressure, and evolving liability doctrines has transformed contractor vetting from a procurement function into frontline risk mitigation. For owners and contractors, the takeaway is simple: buy-out decisions are risk decisions; the wrong contractor or subcontractor can turn a profitable… Continue reading From Bid to Breakdown: How Contractor Selection Drives Litigation Risk in Oregon

What Home Age Actually Tells Us About Claims — And What It Doesn’t

Andrew Leeds | Claims Journal After 20 years in homeowner claims, I’ve heard the same assumption so many times it’s practically folklore: older homes cost more to insure because repairs cost more. That’s not entirely wrong, but the real story is more specific — and more useful — than that. The distinction matters because America’s… Continue reading What Home Age Actually Tells Us About Claims — And What It Doesn’t

Executive Summary: Strategic Role of Expert Testimony in Property Insurance Litigation

Advise & Consult, Inc. In high-stakes commercial property damage disputes—particularly those involving windstorm, hurricane, or catastrophic losses—litigation frequently centers on expert admissibility under Daubert / Frye standards rather than purely policy language interpretation. A recent federal court ruling underscores the legal and evidentiary standards required to withstand challenges to policyholder expert testimony. Key Legal Takeaways… Continue reading Executive Summary: Strategic Role of Expert Testimony in Property Insurance Litigation

Course of Construction Exclusions and the CGL Policy

Anna M. Perry, Rachel S. Kindseth and Nina Catazaro | Saxe Doernberger & Vita I.  Course of Construction Exclusions Course of Construction (“COC”) exclusions are found on General Liability and excess liability policies, typically a wrap-up or project specific policy, and generally exclude “all property damage occurring during the course of construction.” Insurers claim COC… Continue reading Course of Construction Exclusions and the CGL Policy