The Professional Services Exclusion: You May Not Have the Coverage You Think

Richard H. Monk, III | Bradley Arant Boult Cummings LLP | October 23, 2017 Could you be providing “professional services” that might lead to liability excluded by your commercial general liability policy? The answer may be different than you think. A recent unpublished Eleventh Circuit opinion provides a reminder that it is important to review… Continue reading The Professional Services Exclusion: You May Not Have the Coverage You Think

Commercial General Liability Insurance Exclusions Are Worth a Close Examination

Christian Graham | National Real Estate Investor | October 19, 2017 The sunset clause is a clause providing that insurance coverage will cease after a specified point in time. When purchasing or renewing commercial general liability (CGL) policies there is often talk about “what is covered.” But the moral of this article is that it can… Continue reading Commercial General Liability Insurance Exclusions Are Worth a Close Examination

Do Defect Notice Letters Trigger The Duty To Defend?

Elliotte Quinn IV | Law 360 | October 17,2017 A developing area in the law of insurance coverage for construction defects is whether a contractor’s commercial general liability (“CGL”) carrier is obligated to defend the contractor when the contractor receives a notice of alleged construction defects under a notice and opportunity to repair statute. Over… Continue reading Do Defect Notice Letters Trigger The Duty To Defend?

New Construction Coverage From Liberty Mutual, Ironshore Targets Integrated Projects

Insurance Journal | September 14, 2017 Liberty Mutual and Ironshore’s dedicated construction practices have introduced an Integrated Primary Wrap Up/Project Specific program offering general liability (GL) and professional liability (PL) protection for medium and large construction projects developed through design-build or integrated project delivery (IPD). Workers’ compensation (WC) coverage will be available as a separate… Continue reading New Construction Coverage From Liberty Mutual, Ironshore Targets Integrated Projects

It’s Tradition! Pollution Exclusion Applies Only to Traditional Environmental Contamination: New Cases from Washington and Connecticut

Lucas M. Blower | Brouse McDowell | September 17, 2017 In general, a pollution exclusion precludes coverage for liabilities arising from the “discharge, dispersal, release or escape” of “irritants, contaminants or pollutants.” The exclusion was incorporated in commercial general liability (CGL) insurance policies in response to the massive environmental liabilities incurred by companies in the… Continue reading It’s Tradition! Pollution Exclusion Applies Only to Traditional Environmental Contamination: New Cases from Washington and Connecticut