Insurers Argue Damage by Meteor is all that is Covered in a CGL

Joan Cotkin | Litigation Advocates | April 3, 2015 In a decision out of the Superior Court in Delaware, Judge Rocanelli bought a favorite insurance industry argument so extreme, several state legislatures (including Colorado and South Carolina) have passed laws overruling court decisions in their states adopting it. The argument is that the definition of “occurrence”… Continue reading Insurers Argue Damage by Meteor is all that is Covered in a CGL

CGL Coverage For Rip And Tear Costs

Peter M. Crofton | Smith Gambrell & Russell LLP | February 25, 2015 General contractors are all too familiar with the limitations in a CGL policy relating to defective work.  Those limitations exclude coverage for costs associated with damage caused by “your work.”  There is a limited exception to the “your work” exclusion in some… Continue reading CGL Coverage For Rip And Tear Costs

What Constitutes an “Occurrence” in your CGL Policy?

Matthew M. Brady | Pillsbury Winthrop Shaw Pittman LLP | December 5, 2014 In Cincinnati Ins. Co. v. AMSCO Windows, No. 13-4155, 2014 WL 6679589, at *3 (10th Cir. Nov. 26, 2014), the United States Court of Appeals, Tenth Circuit, held that construction defects brought against a window manufacturer (“AMSCO”) were “occurrences” as defined under the… Continue reading What Constitutes an “Occurrence” in your CGL Policy?

5 Contract Phrases that Could Cost Construction Clients

Insurance Business | December 15, 2014 The intricacies of insurance requirements in construction contracts seem like they’ve never been denser. According to a new white paper from Lockton Companies, insurance carriers are increasingly implementing restrictive additional insured endorsements, making full transfer of contributory negligence difficult. “There is a wide array of words and phrases that… Continue reading 5 Contract Phrases that Could Cost Construction Clients

Federal District Court in Pennsylvania Grants Summary Judgment To CGL Insurer Based Upon Lack of “Occurrence”

Traub Lieberman Straus & Shrewsberry LLP | November 26, 2014 On October 14, 2014, the United States District Court for the District of Pennsylvania granted a motion for summary judgment filed by State Farm Fire and Casualty Co. (“State Farm”), seeking a declaration that it had no duty to defend or indemnify its insured, Patrick… Continue reading Federal District Court in Pennsylvania Grants Summary Judgment To CGL Insurer Based Upon Lack of “Occurrence”