Ewings are Making a Name for Themselves in Texas, Again

David L. Beck – January 23, 2014 The recent decision by the Texas Supreme Court in Ewing Constr. Co., Inc. v. Amerisure Ins. Co., No. 12-0661, 2014 WL 185035 (Tex. Jan. 17, 2014), has insureds in Texas and throughout the country breathing a sigh of relief. The decision confirms the limited scope of the Texas… Continue reading Ewings are Making a Name for Themselves in Texas, Again

Carriers Limiting Hail Coverage Across the Country – Your Cosmetic Hail Damage May Still be Covered

Larry Bache – January 23, 2014 Historically, homeowners and commercial insurance policies provide coverage for any and all direct physical loss or damage caused by the peril of hail and its ensuing damage. Carriers are trying to limit this exposure by raising the standard under policies from a direct physical damage standard to a functionality… Continue reading Carriers Limiting Hail Coverage Across the Country – Your Cosmetic Hail Damage May Still be Covered

Texas Supreme Court Rules CGL Policy’s “Contractual Liability” Exclusion Does Not Bar Coverage for Claims Arising From Construction Defects

David Baay, Kent Collier, Lee Davis, Jennifer Fletcher, Juan Garcia and Daniel Johnson – Sutherland Asbill & Brennan, LLP – January 22, 2014

Navigating Florida’s Valued Policy Law–What Is A Total Loss?

Shaun Marker – January 27, 2014 Last week we started a discussion on Florida’s Valued Policy Law.1 Florida’s Valued Policy Law has many intricacies; too many to discuss in a single post. We will be looking at a few of the statute’s interesting parts in the next few weeks. Hopefully these discussions will cover areas… Continue reading Navigating Florida’s Valued Policy Law–What Is A Total Loss?

An Introduction to Arizona First-Party Bad Faith

Ashley Smith – January 15, 2014 In Arizona, insurance contracts include an implied covenant of good faith and fair dealing requiring the insurer to refrain from any conduct that would impair the benefits or rights expected from the insurance contract.1 Interestingly, unlike many other jurisdictions, the insured is not required to prevail on the breach… Continue reading An Introduction to Arizona First-Party Bad Faith