Shaun Maker – August 12, 2013 When considering an insurable interest question in an insurance claim, there are two important times to look at: when the policy is issued and the time of loss. This is because the policyholder must have an insurable interest at the time the insurance policy is taken out and at… Continue reading A Policyholder Must Have an Insurable Interest in Property at the Time the Insurance Policy Is Issued and at Time of Loss
Category: Insurance Claims
Georgia Supreme Court Takes an Expansive View of what Constitutes an Occurrence under CGL Policies
Walter J. Andrews, Lon A. Berk, Lawrence J. Bracken II, John C. Eichman, Robert J. Morrow and Curtis Porterfield – August 7, 2013 On July 12, 2013, the Supreme Court of Georgia confirmed in Taylor Morrison Servs., Inc. v. HDI Gerling Am. Ins. Co., No. S13Q046 (Ga. July 12, 2013), that damage to a builder’s… Continue reading Georgia Supreme Court Takes an Expansive View of what Constitutes an Occurrence under CGL Policies
Florida’s DFS Mediation Program Needs Help
Nicole Vinson – August 10, 2013 Floridians with residential property damage claims have a right to demand participation in the state mediation program if they have a dispute with their insurance company, but are disputes really getting resolved in these non-binding mediations? The Department of Consumer Services, a section of the Department of Financial Services,… Continue reading Florida’s DFS Mediation Program Needs Help
PSE&G Files Suit Against Insurers for Hurricane Sandy Losses
Robert Trautmann – July 28, 2013 If you are facing litigation with your insurance carrier over Hurricane Sandy damage, you are not alone. Public Service Enterprise Group, the parent company of PSE&G – the largest utility company in the state, filed suit recently against eleven insurers in Essex County, New Jersey. In the complaint, PSE&G… Continue reading PSE&G Files Suit Against Insurers for Hurricane Sandy Losses
Contents Claim Adjusting Is Tedious, Time Consuming and Few Insurance Carriers Do It Right
Chip Merlin – June 21, 2013 Contents claims adjusting is a hard and tedious job. Few insurance companies conduct a prompt investigation and evaluation of contents losses even though they may be evaluating the real property damage. It is probably the most ripe and overlooked arena for unfair claims practice conduct by insurance companies on… Continue reading Contents Claim Adjusting Is Tedious, Time Consuming and Few Insurance Carriers Do It Right