John Berringer – April 22, 2013 After a spate of bad decisions for policyholders on whether general liability policies can ever provide coverage for construction liabilities, three courts, in the past few weeks, have done an about-face, holding that there is coverage in certain circumstances for such liabilities. Relying on the subcontractor exception to the… Continue reading Faulty Workmanship Can Be An Accident
Category: Insurance Claims
Claim Estimates Too Low For Sandy Storm?
Joseph A. Porcelli – April 17, 2013 Super Storm Sandy – Are Insurer’s Claim Estimates Too Low? Many victims of Super Storm Sandy have found that the settlement offered by their insurance company falls short of the actual costs associated with rebuilding and restoring the damages incurred. There are several reasons for this disparity. Most… Continue reading Claim Estimates Too Low For Sandy Storm?
‘Reprehensible’ Practice Sparks Call for Insurance Commissioner, Lawmakers to Act
Charles Elmore – April 18, 2013 Florida’s insurance consumer advocate is calling for the state’s top regulator and legislators to send a clear message that property insurers should not be allowed to deny claims and cancel policies based on consumer credit information more than 90 days after taking a policy. “This practice is reprehensible and… Continue reading ‘Reprehensible’ Practice Sparks Call for Insurance Commissioner, Lawmakers to Act
Who Has The Final Decision On The Extent Of Damages Directly Caused By Wind?
Shaun Marker – April 22, 2013 In researching cases in New York, I came across an opinion with language that may come into play in Sandy claims. The case has a simple outcome and does not perform so much analysis that we get lost in the shuffle. The case is Mawardi v. New York Property… Continue reading Who Has The Final Decision On The Extent Of Damages Directly Caused By Wind?
Who is Liable for Faulty Florida Construction, Insurer or Contractor?
March 16, 2013 As most Florida homeowners can attest to, natural disasters can be extremely unpredictable in the Sunshine State. Whether dealing with torrential rains and hurricanes, or even sinkholes, Florida homeowners can literally encounter Mother Nature’s wrath from almost every angle – from both above and below. Unfortunately, the aftermath of such horrific events… Continue reading Who is Liable for Faulty Florida Construction, Insurer or Contractor?