Michael H. Sampson, Jay M. Levin, Andrew J. Muha, Douglas R. Widin and Caitlin R. Garber | Reed Smith | February 22, 2016 Executive Summary Using the “four corners” rule, the U.S. Court of Appeals for the Third Circuit decided in Ramara, Inc. v. Westfield Insurance Co., No. 15-1003 (3d Cir. Feb. 17, 2016), that… Continue reading Finding Coverage for “ Additional Insured ” Third Circuit Cautions that “Insurer Cannot Bury its Head in the Sand”
Category: Insurance Claims
Efficient Proximate Cause Doctrine in California
Kenneth Kan | Property Insurance Coverage Law Blog | February 22, 2016 How should coverage be determined if a loss is caused by a combination of both covered and excluded risks? Two months ago, in Vardanyan v. Amco Insurance Company,1 a California Court of Appeal issued an important decision addressing this issue. The court reaffirmed… Continue reading Efficient Proximate Cause Doctrine in California
Property Insurance Claims? Insurance Attorney Offers Simple Yet Vital Guidelines
Hamid M. Soueidan | Varnum | February 9, 2016 Suffering a loss to personal or business property can be a stressful situation. To make things worse, the process of reporting, submitting, and presenting your insurance claim can be complex. This article shares a few simple – yet vital – best practices I have learned through my experience helping clients… Continue reading Property Insurance Claims? Insurance Attorney Offers Simple Yet Vital Guidelines
Why Insurers Lose Bad Faith Cases
Matthew J. Smith, Esq. | Claims Management | November 2015 We hear about multimillion dollar verdicts against insurers. Must we accept these as inevitable, or should we evaluate why jurors return these verdicts and what factors drive them? Solutions are closer than we may realize. Jurors promise to treat companies fairly, but the reality is… Continue reading Why Insurers Lose Bad Faith Cases
Contractors Beware: Subcontractor Exception to “Your Work” Exclusion May Not Save the Day
Amy Elizabeth Garber | Bradley Arant Boult Cummings LLP | January 25, 2016 Commercial general liability (CGL) coverage for a general contractor is not guaranteed, even if property damage is all a subcontractor’s fault. Consider the following example: A general contractor builds a stadium for which a subcontractor builds the frame. After the project is… Continue reading Contractors Beware: Subcontractor Exception to “Your Work” Exclusion May Not Save the Day