Category: Insurance Claims

Review of the Farmers “Next Generation” Homeowner’s Policy, Part 1: Actual Cash Value

Robert Trautman | Property Insurance Coverage Law Blog | July 17, 2015 Anyone who has made their living in the insurance claims business over the last few years has heard of the Farmers “Next Gen” policy. I thought it would be a good idea to look at this policy and compare it to the standard HO… Continue reading Review of the Farmers “Next Generation” Homeowner’s Policy, Part 1: Actual Cash Value

“Dazed and Confused” about Ambiguity in Texas

Patrick C. McGinnis | Property Insurance Coverage Law Blog | July 6, 2015 I have been handling property damage cases since Hurricane Rita hit the Beaumont, Texas area in 2005. Much more prevalent these days are allegations that a provision of the insurance policy is ambiguous, and therefore, must be interpreted in a way more… Continue reading “Dazed and Confused” about Ambiguity in Texas

Texas Court Rejects Ambiguity Arguments Bottomed on a Single Phrase

Dick Bennett | Property Insurance Law Observer | July 7, 2015 Last Thursday in King v. Burwell, 2015 WL 2473448, 2015 U.S. LEXIS 4248 (U.S., Jun. 25, 2015), Chief Justice Roberts explained that “[a] provision that may seem ambiguous in isolation is often clarified by the remainder of the statutory scheme” when construing a law. … Continue reading Texas Court Rejects Ambiguity Arguments Bottomed on a Single Phrase

Is Matching Required in Missouri?

Brandee Bower | Property Insurance Coverage Law Blog | June 29, 2015 In the area of property damage law, one of the hot topics these days is matching. If only a portion of a structure is damaged and the material to be used to repair or replace the damaged portion is no longer available, is the… Continue reading Is Matching Required in Missouri?

New Florida Federal Court Decision Exposes Construction Insurance Gap

Brian A. Wolf | Smith Currie & Hancock | June 8, 2015 Your insurance policy may not cover the costs of an expensive Chapter 558 construction defect process. Florida’s construction defect statute, Chapter 558, requires an owner to notify contractors of all alleged construction defects. After the notice is sent, the contractor notifies all of… Continue reading New Florida Federal Court Decision Exposes Construction Insurance Gap