Residential Homeowner Can Recover Costs of Repairs Even If Greater Than Fair Market Value of House

Eric J. Hulett | National Law Review| November 21, 2014 Until recently, owners of damaged homes in West Virginia had some limits on the amount of damages they could recover in a lawsuit.  Now, the West Virginia Supreme Court of Appeals has significantly revised prior case law and expanded available damages in Brooks et al v.… Continue reading Residential Homeowner Can Recover Costs of Repairs Even If Greater Than Fair Market Value of House

Can an Insurance Company Refuse to Provide a Copy of the Report Used to Deny Your Claim?

Brandee Bower | Property Insurance Coverage Law Blog | November 18, 2014 This is a question I was asked recently so I thought I would answer it here. In this case, the insured made a claim for hail damage done to the roof. The insurance company investigated the claim and hired an Engineer to inspect the… Continue reading Can an Insurance Company Refuse to Provide a Copy of the Report Used to Deny Your Claim?

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Missouri Court Finds That “Ineffective” Reservation Of Rights Letters May Support Bad Faith Recovery Even In The Absence Of Coverage

Carolyn a. Woodson | Jones Day | November 17, 2014 All too often, instead of sending reservation of rights letters that unambiguously inform the insured of the insurer’s coverage position, insurers send longwinded, generic letters with a cursory discussion of the claim’s facts, minimal (if any) coverage analysis, extensive policy quotations, and boilerplate reservation language. … Continue reading Missouri Court Finds That “Ineffective” Reservation Of Rights Letters May Support Bad Faith Recovery Even In The Absence Of Coverage