Denise Sze – August 5, 2014 The last few weeks has seen unseasonably humid weather in our arid Southern California climate. It’s uncharacteristic for our climate to have high humidity. Last week the monsoonal thunderstorms brought a great tragedy as a young man on the beach of Venice died from a lightning strike off the… Continue reading California Monsoonal Weather Brings Mud Property Damage to Southern California, But Is It Covered Damage?
Category: Insurance Claims
I Feel The Earth Move Under My Feet…And That May Not Be A Covered Loss In Colorado
Brandee Bower – July 23, 2014 A new case was recently handed down regarding earth movement and water damage exclusions. In Wagner v. American Family Mutual Insurance Company,1 a policyholder suspected a water leak in her home. She had her property inspected and found a water pipe was leaking under the slab foundation, eroding the… Continue reading I Feel The Earth Move Under My Feet…And That May Not Be A Covered Loss In Colorado
North Dakota Supreme Court Establishes Defense to “No Damage for Delay” Clause
No Coverage for Installation of Defective Steel Framing
Tred Eyerly – June 23, 2014 The California Court of Appeal affirmed the trial court’s holding that the insurer had no duty to defend claims arising out of the insureds’ installation of defective steel framing in an apartment building. Regional Steel Corp. v. Liberty Surplus Ins. Corp., No. B245961(Cal. Ct. App. May 16, 2014) [decision here]. Regional… Continue reading No Coverage for Installation of Defective Steel Framing
Policyholders Can Fully Collect Under a Flood Policy and a Wind Policy at the Same Time
Chip Merlin – July 18, 2014 Intelligent policyholders are not sticking around when their house is being destroyed documenting how much damage was caused by wind and then the flood that accompanies most of these catastrophic events. Yet, their insurance companies want to act as if their policyholders can play god. They demand that policyholder… Continue reading Policyholders Can Fully Collect Under a Flood Policy and a Wind Policy at the Same Time