William Rabb | Insurance Journal A decade ago, it was questionable sinkhole damages that proliferated in Florida property insurance claims. More recently, “free roof” solicitations, roof claims and thousands of lawsuits have rattled the industry. Now comes cast iron drainpipes, common in homes built before 1975. The pipe systems have become targets for some of… Continue reading Cast Iron Drainpipes Latest Target in Florida Claims. But They Can Be Defended.
Category: Property Insurance Claims
Fla. Court Clears Way for Video Recording of Adjuster’s Damage Inspections
William Rabb | Claims Journal Homeowners and public adjusters may now feel a little more emboldened to record an insurance adjuster’s inspection of a home, after a Florida appeals court ruled in favor of the practice last week – the third such ruling in as many years. The 4th District Court of Appeal, in West Palm… Continue reading Fla. Court Clears Way for Video Recording of Adjuster’s Damage Inspections
Why Killing Mold is not Enough for an Insurance Claim
Michael A. Pinto and Jacob Kooistra | Property Casualty 360 The documents that comprise the current standard of care uniformly emphasize physical removal as the primary means of mold remediation. Claims adjusters and managers recognize that most home and business policies have caps on the amount paid out to deal with mold remediation. In the… Continue reading Why Killing Mold is not Enough for an Insurance Claim
Ninth Circuit Finds that “Subsidence Exclusion” Bars Coverage for Landslide Loss
Dina R. Richman | Property Insurance Law Observer The Ninth Circuit Court of Appeals recently issued an unpublished opinion in Atain Specialty Insurance Company v. JKT Associates, Inc., Case No. 20-16366 (9th Cir., March 11, 2022), finding that a liability policy’s “Subsidence Exclusion” barred coverage for a lawsuit arising out of a landslide. In Atain, the insured… Continue reading Ninth Circuit Finds that “Subsidence Exclusion” Bars Coverage for Landslide Loss
Potential Coverage Issues Implicated by the Champlain Towers Collapse
Theresa A. Guertin | SDV Insights In June 24, 2021, the Champlain Towers South in Surfside, Florida collapsed, killing nearly 100 individuals (the “Collapse”). As experts uncover more information regarding the cause of the Collapse, those individuals who have filed lawsuits as well as the potentially culpable defendants are looking to insurers for coverage of… Continue reading Potential Coverage Issues Implicated by the Champlain Towers Collapse