Are In-Laws “Relatives” for Coverage Purposes?

Kesha Hodge | Property Insurance Coverage Law Blog | December 17, 2018 The holiday season is often a time to gather with family and friends. Sometimes, people consider their in-laws and even their ex-in-laws to be family and relatives worthy to be visited during the holidays, particularly if there are children involved. But does this… Continue reading Are In-Laws “Relatives” for Coverage Purposes?

Move Out and Lose Coverage—Common Property Insurance Minefields Caused By Changes of Residency

Chip Merlin | Property Insurance Coverage Law Blog | December 10, 2018 Insurance agents, divorce attorneys, elder law attorneys, wills, trusts and estate attorneys, and real estate attorneys need to read this post. They also need to read “Where You Reside” – The “Where’s Waldo®?” Catastrophic Homeowners Policy ‘Exclusion’ That Could Bankrupt Your Insureds, by insurance… Continue reading Move Out and Lose Coverage—Common Property Insurance Minefields Caused By Changes of Residency

The Trouble with Releases of Claims in Exchange for Policy Benefits

Christopher Mammel and Tamara Chen-See | Property Insurance Coverage Law Blog | December 6, 2018 As policyholder attorneys, we frequently hear concerns from public adjusters that at the conclusion of a difficult adjusting process with an insurance carrier, a release was demanded in exchange for some agreed payment for the loss.1 Public adjusters cannot advise their… Continue reading The Trouble with Releases of Claims in Exchange for Policy Benefits

Wildfire Considered One Occurrence Despite Damaging Numerous Properties

Christina Phillips | Property Insurance Coverage Law Blog | November 29, 2018 A recent decision by the Supreme Court of Wisconsin1 might predict how other courts would analyze coverage under commercial general liability insurance policies for wildfires. In May 2013, a fire broke out on forest land owned by Lyme St. Croix Forest Company. The fire… Continue reading Wildfire Considered One Occurrence Despite Damaging Numerous Properties

Contractors Versus the Insurance industry—AOB’s Are Under Attack

Chip Merlin | Property Insurance Coverage Law Blog | December 3, 2018 The National Association of Public Insurance Adjusters held its mid-year meeting last week and the topic of assignment of benefits, commonly referred to as AOB’s, was on the agenda. Lisa Miller, an insurance lobbyist and regulator I have come across for over twenty-five years was the… Continue reading Contractors Versus the Insurance industry—AOB’s Are Under Attack