Florida Court of Appeals Creates Hurdles to Assignment of Benefits

Margo Meta | The Policyholder Report | October 5, 2018 Last month, the Florida Court of Appeals for the Fourth District weakened assignment-of-benefits claims after it held that an insurer may require all insureds and mortgagees to provide written consent prior to executing an assignment of benefits agreement. In Restoration 1 of Port St. Lucie v.… Continue reading Florida Court of Appeals Creates Hurdles to Assignment of Benefits

Coverage B: Protecting Your “She Sheds” – Fences, Detached Garages, and Other Structures on Your Property

Verne Pedro | Property Insurance Coverage Law Blog | September 29, 2018 What the #*&@%! is a she-shed? Pardon the provocative preamble to this post. If you’ve seen the television commercial, then you know the scenario I am about to discuss. Upset couple watching the so-called “she shed” burn to the ground while they are… Continue reading Coverage B: Protecting Your “She Sheds” – Fences, Detached Garages, and Other Structures on Your Property

Insurance Company Adjuster Training Scripts and Role Paying

Chip Merlin | Property Insurance Coverage Law Blog | September 24, 2018 Insurance companies spend time training their insurance adjusters. Training is a very important. It sets the tone and culture of how the claims department functions. Training can be ethical and professional as discussed by Ken Brownlee in Insurance Companies Must Perform in Good Faith… Continue reading Insurance Company Adjuster Training Scripts and Role Paying

California Passes Law Requiring Insurance Companies Take Specific Measures To Periodically Review The Estimated Replacement Cost Of Structures Insured Under Residential Property Insurance Policies

Lawrence Moon | Property Insurance Coverage Law Blog | September 23, 2018 Last month, California passed legislation that requires residential property insurers to take specific measures to review the estimated cost of rebuilding or repairing structures insured under residential property insurance policies. Assembly Bill 1797 added section 10103.4 to California’s Insurance Code. With certain, limited… Continue reading California Passes Law Requiring Insurance Companies Take Specific Measures To Periodically Review The Estimated Replacement Cost Of Structures Insured Under Residential Property Insurance Policies

Attention Insurance Contractors: Law Now Requires Additional Notice About Insurance Deductibles

Blake Nelson | Hellmuth & Johnson | September 19, 2018 On May 29, 2018, Minnesota Gov. Mark Dayton signed an amendment to the law prohibiting payment or rebate of insurance deductibles on residential construction projects. Minnesota law already stated that a residential contractor providing home repair or improvement services was prohibited from paying, rebating or otherwise… Continue reading Attention Insurance Contractors: Law Now Requires Additional Notice About Insurance Deductibles