Want to Limit Roof Claims in Florida? Why Not a Roof Endorsement?

Ben Mandell | Insurance Journal I am an independent insurance adjuster. That means that I work for many different insurance companies on a freelance basis. I am usually hired by an IA firm that has a contract with an insurance company to adjust insurance claims. Many insurance companies have a limited number of staff adjusters… Continue reading Want to Limit Roof Claims in Florida? Why Not a Roof Endorsement?

Second Circuit Affirms Ruling That Prior Knowledge Exclusion Barred Coverage for Legal Malpractice Lawsuit

Novera H. Ahmad | PropertyCasualtyFocus The Second Circuit Court of Appeals recently affirmed a lower court’s ruling, which declared that North River Insurance Co. had no duty to defend or indemnify its insured in connection with a legal malpractice lawsuit. Background In September 2019, Max Leifer and his law office applied for professional liability insurance with… Continue reading Second Circuit Affirms Ruling That Prior Knowledge Exclusion Barred Coverage for Legal Malpractice Lawsuit

Preparing For And Responding To A Large Property Loss

Jason Cables | Ankura Consulting Group Often, the last thing a company wants to address immediately following a large property loss is an insurance claim. However, the claims preparation process is vital to ensuring that a business survives a large property loss. Throughout my career of measuring and preparing large property losses for insureds, I… Continue reading Preparing For And Responding To A Large Property Loss

An Occurrence Under Builder’s Risk Insurance Policy is Based on the Language in the Policy

David Adelstein | Florida Construction Legal Updates Builder’s risk insurance coverage is a vital property insurance coverage during the course of construction.  Builder’s risk insurance is not a one-size-fits-all product so please make sure you are working with your insurance broker to procure this product that factors in and covers risk associated with the project. Builder’s risk insurance is… Continue reading An Occurrence Under Builder’s Risk Insurance Policy is Based on the Language in the Policy

11th Cir. Affirms That Georgia’s Implied Waiver Doctrine Cannot Be Used to Create Coverage

Roben West | PropertyCasualtyFocus In Century Communities of Georgia LLC v. Selective Way Insurance Co., the Eleventh Circuit Court of Appeals affirmed that the Georgia Supreme Court’s 2012 opinion in Hoover v. Maxum Indemnity Co. does not apply to “coverage defenses” — that is, whether a loss is potentially covered under a policy in the first place. Rather,… Continue reading 11th Cir. Affirms That Georgia’s Implied Waiver Doctrine Cannot Be Used to Create Coverage