Category: Insurance Coverage

DC Court Finds No Coverage for COVID-19 Losses Where Plaintiffs Could Not Show That Property Sustained Direct Physical Loss

Heidi Hudson Raschke | Property Casualty Focus For going on five months, the United States has been dealing with the difficult impact of the COVID-19 pandemic, which has disrupted daily lives and sometimes devastated businesses. In looking for sources of economic recovery, businesses want to turn to their commercial property policies, but, as this blog has explained,… Continue reading DC Court Finds No Coverage for COVID-19 Losses Where Plaintiffs Could Not Show That Property Sustained Direct Physical Loss

Insured’s Bad Faith Insurance Claim Evaporates Before its Eyes

Garret Murai | California Construction Law Blog Sometimes it’s right there before your eyes. Then, poof, it’s gone. This was the experience of one insured, who brought a bad faith insurance denial claim against his insurer thinking that the facts were in his favor, only to discover they were not. The 501 E. 51st Street… Continue reading Insured’s Bad Faith Insurance Claim Evaporates Before its Eyes

No Coverage for Counterclaim Arising from Insured’s Faulty Workmanship

Tred R. Eyerly | Insurance Law Hawaii     The Eighth Circuit found there was no coverage for the insured’s faulty workmanship. Am. Family Mut. Ins. Co., S.I. v. Mid-American Grain Distributors, LLC, 958 F.3d 748 (8th Cir. 2020).     Mid-American contracted with Lehenbauer to design and construct a grain storage and distribution facility for… Continue reading No Coverage for Counterclaim Arising from Insured’s Faulty Workmanship

Coverage for Defective Work? Michigan Joins Majority

Alexander G. Thrasher and Heather Howell Wright | Buildsmart Michigan has joined the majority of jurisdictions in holding that a general liability policy may provide coverage for claims for property damage allegedly caused by the defective work of a subcontractor. In a unanimous decision reversing the Michigan Court of Appeals, the Michigan Supreme Court held… Continue reading Coverage for Defective Work? Michigan Joins Majority

Earth Movement Exclusion Precludes Coverage

Tred R. Eyerly | Insurance Law Hawaii     The Federal District Court, District of Hawaii, found the earth movement exclusion barred coverage for the contractor when a landslide damaged the property. North River Ins. Co. v. H.K. Constr. Corp., 2020 U.S. Dist. LEXIS 90110 (D. Haw. May 22, 2020).      Bruce and Yulin Bingle… Continue reading Earth Movement Exclusion Precludes Coverage