Paul LaSalle | Property Insurance Coverage Law Blog | July 2, 2019 In a recent decision,1 a federal court interpreting Pennsylvania law held that the discovery rule does not apply in insurance actions and the statute of limitations for an insured to bring suit against their insurance company begins to run on the date of loss and… Continue reading When Does the Time Limitation Period Begin To Run For A Lawsuit Against My Homeowners Insurance Company?
Category: Insurance Coverage
Are Suit Limitation Provisions in the Policy Enforceable . . . And is the Insurer required to Show Prejudice?
Verne Pedro | Property Insurance Coverage Law Blog | June 28, 2019 Not sure when to sue your insurer? Property insurance policies typically contain a contractual suit limitation provision that sets the time within which policyholders may file suit on the claim. Some states allow the insurer to require in the policy that the policyholder… Continue reading Are Suit Limitation Provisions in the Policy Enforceable . . . And is the Insurer required to Show Prejudice?
Wind Versus Water Causing Insurance Payment Delays? The Sad Song Remains The Same For Michael Victims as In Other Storms
Chip Merlin | Property Insurance Coverage Law Blog | June 30, 2019 The Tampa Bay Times ran an excellent story, Hurricane Michael Destroyed Their Homes Then The Insurance Heartache Began, which tells a sad but familiar theme about insurance company denials and delayed payments following hurricane losses. I was quoted in the piece: Chip Merlin, a Tampa insurance… Continue reading Wind Versus Water Causing Insurance Payment Delays? The Sad Song Remains The Same For Michael Victims as In Other Storms
Insurer’s Confession of Judgment Through Post-Lawsuit Payment
David Adelstein | Florida Construction Legal Updates | May 11, 2019 The recent opinion in the property insurance coverage dispute, Bryant v. Geovera Specialty Ins. Co., 44 Fla.L.Weekly D1232a (Fla. 4thDCA 2019), discusses the doctrine known as an insurer’s “confession of judgment.” In this case, an insured suffered water damage from a pipe leak. The insurer… Continue reading Insurer’s Confession of Judgment Through Post-Lawsuit Payment
Why is the Carrier so Quick to Argue the Wear and Tear Exclusion?
Nicole Vinson | Property Insurance Coverage Law Blog | June 26, 2019 Chip Merlin posted about the Wear and Tear Exclusion just last month in Wear and Tear Exclusions Versus Depreciation For Resulting Damage To Worn and Torn Older Parts of a Structure. Explaining about wear and tear, Chip gave this example: The judge made up… Continue reading Why is the Carrier so Quick to Argue the Wear and Tear Exclusion?