Jason Cleri | Property Insurance Coverage Law Blog | March 8, 2019 Easthampton Congregational Church submitted an insurance claim to Church Mutual Insurance Company when their roof suddenly collapsed. Church Mutual denied coverage for faulty construction after they sent their engineer, Joseph Malo, out to inspect the property. Mr. Malo noted, and the insured agreed,… Continue reading Church vs. Church – Court Uses Dictionary to Define “Decay”
Category: Insurance Coverage
Suit Limitation Provision Upheld
Tred R. Eyerly | Insurance Law Hawaii | February 25, 2019 The policy’s one year suit limitation provision was upheld, depriving insureds of benefits under the policy. Oswald v. South Central Mut. Ins. Co., 2018 Minn. App. Unpub. LEXIS 1077 (Dec. 24, 2018). The Oswalds’ hog barn burned down on June 21,… Continue reading Suit Limitation Provision Upheld
How to Stop Delay, Deny, Defend
Chip Merlin | Property Insurance Coverage Law Blog | March 5, 2019 Rutgers insurance law professor Jay Feinman wrote a book, Delay Deny Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It, which exposed many insurance company unfair claims practices. In the last chapter of the book, he discussed how we… Continue reading How to Stop Delay, Deny, Defend
Is an Adjuster Independently Liable for Bad Faith Conduct?
J. Ryan Fowler | Property Insurance Coverage Law Blog | March 10, 2019 I often get calls from potential clients that have filed a claim with their insurance and have been enraged by an insurance agent or adjuster assigned on the claim. Many potential clients say something like “I just wanted to get the claim… Continue reading Is an Adjuster Independently Liable for Bad Faith Conduct?
Replacement Cost Coverage and the 180-Day Notice Requirement
Edward Eshoo | Property Insurance Coverage Law Blog | March 3, 2019 In my experience, one of the most misinterpreted property insurance policy provisions is the 180-day notice requirement to receive replacement cost benefits. Many in the property insurance industry interpret the provision to require actual repair/replacement within 180 days of the loss. Others interpret… Continue reading Replacement Cost Coverage and the 180-Day Notice Requirement