New Jersey Court: Continuous Trigger Ends When Nature of Damage Is Known

Melissa Brill and Laura B. Dowgin | Cozen O’Connor | October 20, 2017 Last week, the New Jersey Appellate Division issued a decision that may have a significant impact on insurance coverage for progressive property damage claims in the state. In Air Master & Cooling, Inc. v. Selective Ins. Co. of Am., No. A-5415-15T3, 2017 WL 4507547 (N.J.… Continue reading New Jersey Court: Continuous Trigger Ends When Nature of Damage Is Known

Northern California Wildfires — Important Insurance Coverage Considerations

Edward P. Sangster and Paul C. Fuener | K&L Gates | October 20, 2017 The ongoing Northern California wildfires are already the most destructive in the state’s history. In addition to the tragic loss of dozens of lives, California officials have reported that at least 5,700 structures have been destroyed. The economic impact is enormous,… Continue reading Northern California Wildfires — Important Insurance Coverage Considerations

Windstorm Insurance May Not Be Your Only or Best Option

John A. Moore | Daily Business Review | October 2, 2017 As commercial and residential property owners in South Florida assess their damage after Hurricane Irma they should be cognizant that a claim against their own windstorm insurance may not be the only or best option. This is true in part because making a claim… Continue reading Windstorm Insurance May Not Be Your Only or Best Option

Connecticut Notice of Claim Requirements

Jennifer Van Voorhis | Property Insurance Coverage Law Blog | September 30, 2017 Contrary to most New York policies which require notice to be given “promptly”, Connecticut policies tend to require notice “as soon as practical.” Prior to the Second Circuit Court of Appeals ruling in Arrowood Indemnity Co. v. King,1Connecticut law held that an insurer… Continue reading Connecticut Notice of Claim Requirements

The Use of Shrink Wrap on Roofs

Steven Thomas | Property Insurance Coverage Law Blog | September 7, 2017 I have seen a trend lately which occurs after severe weather impacts an area and damage has been caused by either hail, wind, or extreme amounts of rain (like what I witnessed this past week in Texas), and Contractors have been applying shrink… Continue reading The Use of Shrink Wrap on Roofs