New Report Gives Insight into Increased Fire Claim Figures

Nicole Vinson | Property Insurance Coverage Law Blog | March 22, 2017 One of the most terrifying and devastating perils insured against is fire. A wildfire outbreak is one news alert that can have a massive impact on our property and lives. A new research study has exposed some of the data on the insurance… Continue reading New Report Gives Insight into Increased Fire Claim Figures

Insureds Cannot Shift Burden to Indentify Claimed Damage

Summer L. Frederick | Zelle LLP | March 17, 2017 The first-party insurance claims process has always been pretty simple for the typical insured: call the agent to report a claim, identify and quantify the claimed damage, work cooperatively with the insurance adjuster to support the claimed damage, and hire contractors to repair the damage.… Continue reading Insureds Cannot Shift Burden to Indentify Claimed Damage

Pollution Exclusion Precluded Coverage for Claims Arising from Alleged Carbon Monoxide Poisoning, Oregon District Court Rules

Steven A. Meyerowitz | Law.com | March 21, 2017 A federal district court in Oregon has ruled that carbon monoxide was a “pollutant” as defined in a commercial general liability (“CGL”) insurance policy such that the policy’s pollution exclusion served to exclude coverage for claims arising from alleged carbon monoxide poisoning. The Case Lawsuits filed… Continue reading Pollution Exclusion Precluded Coverage for Claims Arising from Alleged Carbon Monoxide Poisoning, Oregon District Court Rules

Colorado Court Enforces Statute that Presumes Faulty Workmanship Constitutes an Occurrence

Matthew D. Stockwell | Pillsbury Winthrop Shaw Pittman LLP | March 21, 2017 Is damage resulting from faulty workmanship covered under your CGL policy? In the past, insurers have had success in certain jurisdictions arguing that construction defect cases did not constitute a covered “occurrence” because the damage was purportedly not unintended or unexpected. In… Continue reading Colorado Court Enforces Statute that Presumes Faulty Workmanship Constitutes an Occurrence

Completed-Operations Coverage: What Is Included and Excluded from Your Commercial General Liability Policy?

Barbara Jordan and Donald Leach | Dinsmore & Shohl LLP | January 31, 2017 In 2008, Ohio Northern University (ONU) entered into a contract with Charles Construction Services, Inc. (CCS) for the construction of The Inn, a new luxury hotel and conference center on ONU’s Campus, consisting of 57,000 square feet of space, including guest… Continue reading Completed-Operations Coverage: What Is Included and Excluded from Your Commercial General Liability Policy?