Christopher Nahas – August 7, 2014 Many policyholder disputes involve an insurance contract that includes a provision dealing with water damage. While there are various constructions of the water damage provision, the issue of water that backs up or overflows from a sewer or drain arises frequently. Insurance companies will often deny claims based on… Continue reading Insurance Company Denials Based on Water Backup and Overflow Are Not Always Enforceable
Contractor’s CGL Policy Doesn’t Cover Subcontractors’ Faulty Work: Appeals Court
Judy Greenwald – August 4, 2014 A construction company’s commercial general liability insurance policy does not provide coverage for faulty workmanship or subcontractor negligence, says an appeals court, in upholding a lower court ruling. Little Rock, Arkansas-based J-McDaniel Construction Co. Inc. purchased a CGL policy from a unit of the Great American Insurance Group, in… Continue reading Contractor’s CGL Policy Doesn’t Cover Subcontractors’ Faulty Work: Appeals Court
Minimize the Inherent Risk in “Scope Bidding” by Amending Your Form Subcontract
Eugene J. Heady – August 7, 2014 Subcontractors must exercise particular care if the project specifications are performance specifications or otherwise described by so-called “scope” criteria. A scope specification is one that describes the general scope of the project in terms of design, dimension, and major components of the work but does not list or… Continue reading Minimize the Inherent Risk in “Scope Bidding” by Amending Your Form Subcontract
Alabama Joins Recent Trend Of States Finding Defective Work May Be Covered Under A Commercial General Liability Policy
Heather Howell Wright – August 11, 2014 The Supreme Court of Alabama recently held in Owners Ins. Co. v. Jim Carr Homebuilder, LLC that a contractor’s commercial general liability (“CGL”) policy provided coverage for property damage caused by the defective work of subcontractors. The Jim Carr Court decided that although faulty workmanship by itself may… Continue reading Alabama Joins Recent Trend Of States Finding Defective Work May Be Covered Under A Commercial General Liability Policy
Vetting Fire and Smoke Experts – Falcon v. State Farm Lloyds Case Study
Chip Merlin – August 8, 2014 As promised yesterday in Wildfire and Smoke Claims – A Case Burning With Issues That Public Adjusters Should Study, today’s post will be the first study from the recent decision in Falcon v. State Farm Lloyds.1 The initial question is how long has the expert has been doing what… Continue reading Vetting Fire and Smoke Experts – Falcon v. State Farm Lloyds Case Study