Larry Bache – Property Insurance Coverage Law Blog – September 18, 2014 If you are a frequent reader of this blog, you are likely familiar with the general rule that policy language determined to be ambiguous is read in favor of the insured because the insured is the nondrafting party. A contract is ambiguous when its… Continue reading Under Florida Law, a “Sudden” Event Can Occur Over Time
Liens With Intentionally Incorrect Information May Still Be Enforceable
Adam L. Gill and Jeffrey L. Hamera – Duane Morris – September 8, 2014 Generally, lien waivers that contain fraudulent information are not enforceable. However, not all intentionally misleading statements are fraudulent. The crux of the issue is whether a lien waiver simply states that the subcontractor has been paid a specific amount or whether… Continue reading Liens With Intentionally Incorrect Information May Still Be Enforceable
Is That Covered?
Michael R. Kelley – September 2014 If you or your clients have ever had the experience of submitting a claim to an insurance company, you probably know how difficult it can be to get the insurance company to pay the full amount of damages. Even if the company agrees that a loss is covered, insurers… Continue reading Is That Covered?
Replacement of Storm Damaged Shingles
Chip Merlin – Property Insurance Coverage Law Blog – September 16, 2014 Roof damage claims are being bitterly fought by many insurance companies. From my perspective, claims managers and insurance company vendors seem to be training their adjusters how to minimize insurance benefits through various theories and “company line” responses. It is causing frustration to… Continue reading Replacement of Storm Damaged Shingles
The Importance of Training Property Insurance Adjusters
Chip Merlin – Property Insurance Coverage Law Blog – September 11, 2014 The following Farmers Insurance adjuster training document was posted on a public adjuster forum yesterday: Adjusters should get extensive and accurate training about aspects of property damage. Unfortunately, wrong or poor training, especially if it fails to correctly explain what to look for… Continue reading The Importance of Training Property Insurance Adjusters