Matt Dunning – November 20, 2013 Although most contractors acknowledge that maintaining thorough contractual and operation records can greatly reduce the severity of construction defect claims, insurance experts said Wednesday that lack of documentation among their clients remains a pervasive issue. In 2012, in four out of five construction defect disputes involving Hartford, Conn.-based Travelers… Continue reading Construction Records Key to Defending Defect Claims
Examinations Under Oath of Multiple Parties for the Same Claim
David Furtado – November 30, 2013 When an insurance company requests an Examination Under Oath of multiple parties in the same claim such as a husband and a wife, it has been my practice to have spouses attend each other’s Examination Under Oath absent a policy provision in the insurance contract that prevents this practice.… Continue reading Examinations Under Oath of Multiple Parties for the Same Claim
Texas Appraisal – Snap Shot of Appraisal Provisions in Gulf Coast States
Nyanza Moore – November 26, 2013 Insurance policies often include appraisal provisions that can not only vary from state to state but policy to policy. In this first snap shot I’ll focus on appraisal provisions found in some Texas policies and how the Texas courts have interpreted them. The purpose of an appraisal provision is… Continue reading Texas Appraisal – Snap Shot of Appraisal Provisions in Gulf Coast States
Further Clarification of the National Flood Statute of Limitation and Proof of Loss
Ashley Smith – November 22, 2013 The flood proof of loss and statute of limitations has been discussed at length by Chip Merlin in previous blogs: Avoiding the National Flood Statute of Limitation Trap; National Flood Proofs of Loss – Video Blog. However, yesterday FEMA attempted to clarify the discrepancies with a bulletin directed at the… Continue reading Further Clarification of the National Flood Statute of Limitation and Proof of Loss
What Constitutes a Total Loss in Virginia?
Kenneth Kan – November 26, 2013 Late last night, I was watching Bizarre Foods, one of my favorite shows on television. For those who are not familiar with the show, it follows a plump bald headed guy who travels all over in search of interesting eats. The episode I was viewing featured the State of… Continue reading What Constitutes a Total Loss in Virginia?