You Make A Better Wall Than A Window: Why Policyholders Can Rest Assured That Insurers Should Pay Legal Bills For Claims With Potential For Coverage

Graham Mills and Alan Packer | Newmeyer & Dillion LLP | March 7, 2018 Unfortunately, policyholders, such as manufacturers and contractors, routinely face the unnecessary challenge of how to access all of the insurance coverage which they have purchased. Frequently, the most pressing need is to get the insurance company to pay the legal bills… Continue reading You Make A Better Wall Than A Window: Why Policyholders Can Rest Assured That Insurers Should Pay Legal Bills For Claims With Potential For Coverage

My Insurance Claim Was Denied Because My Water Leak Lasted Over a Period of 14 Days or More – Was the Denial Proper?

Marie Laur | Property Insurance Coverage Law Blog | March 13, 2018 Many property insurance policies have a provision that states something similar to the following: “we do not insure…for loss…caused by…constant or repeated seepage or leakage of water…over a period of 14 or more days.” Insureds may find their claims for water loss under… Continue reading My Insurance Claim Was Denied Because My Water Leak Lasted Over a Period of 14 Days or More – Was the Denial Proper?

Do Fires Cause Mudslides?

Jonathan R. McBride | CAT-Law Navigator Most commercial and residential insurance policies contain exclusions for earth movement, flood or surface water. At first glance it may appear clear that these policies would not cover damage from a mudslide. However, as the recent mudslides in Santa Barbara County, California demonstrate, the answer may not be so clear.… Continue reading Do Fires Cause Mudslides?

Can A Court Select An Umpire For An Appraisal Without Notice To One Of The Parties?

Edward Eshoo | Property Insurance Coverage Law Blog | March 4, 2018 Appraisal provisions in property insurance policies typically provide for a judge of a court of record in the state in which the insured property is located to select an umpire if the parties cannot agree upon one. What happens if one party fails… Continue reading Can A Court Select An Umpire For An Appraisal Without Notice To One Of The Parties?

Appraiser Declarations Inadmissible When Offered to Challenge the Merits of an Appraisal Award

Christopher Kendrick and Valerie A. Moore | Haight Brown & Bonesteel | March 1, 2018 In Khorsand v. Liberty Mutual Fire Ins. Co. (No. B280273, filed 2/27/18), a California appeals court affirmed an appraisal award favorable to a homeowners insurer, ruling that it was improper to admit as evidence in opposition to a petition to confirm the… Continue reading Appraiser Declarations Inadmissible When Offered to Challenge the Merits of an Appraisal Award