What Qualifies as an Insured Collapse?

Richard Wolf | Claims Journal | April 4, 2017 Latest Case and Growing Trend Say it Must Fall Down or Cave in The scope of insurance coverage for collapse, first provided by the industry in 1954, has long been the subject of litigation in many jurisdictions. The arguments for what triggers coverage appear to fall… Continue reading What Qualifies as an Insured Collapse?

Connecticut Federal District Court Again Finds “Collapse” Provisions Ambiguous

Tred R. Eyerly | Insurance Law Hawaii | March 20, 2017 The Federal District Court for the District of Connecticut has issued several decisions of late finding coverage for collapse despite the building not being reduced to rubble. The latest decision in this series is Metsack v. Liberty Mutual Fire Ins. Co., 2017 U.S. App. LEXIS… Continue reading Connecticut Federal District Court Again Finds “Collapse” Provisions Ambiguous

District of Connecticut Reaffirms That Definition Of “Collapse” Is Unambiguous

Timothy Larsen | Property Insurance Coverage Insights | January 25, 2017 The United States District Court for the District of Connecticut recently reaffirmed its ruling that the term “collapse,” as defined by a homeowners insurance policy, is unambiguous and that the policy in question did not provide coverage for the alleged “cracking” and/or “bulging” of… Continue reading District of Connecticut Reaffirms That Definition Of “Collapse” Is Unambiguous

Do All Insurance Policies Require a Total Collapse to Trigger Collapse Coverage?

Kevin Pollack | Property Insurance Coverage Law Blog | October 22, 2016 In California, if a property insurance policy does not specifically require a collapse to be complete or actual falling down to trigger coverage, then an imminent (i.e., impending) collapse will probably trigger coverage.1 However, on the flipside, if a policy does specifically require… Continue reading Do All Insurance Policies Require a Total Collapse to Trigger Collapse Coverage?

Workmanship and Earth Movement Exclusions Preclude Coverage for Collapse As a Matter of Law

Joann Selleck | Cozen O’Connor | July 29, 2016 A U.S. federal district court recently granted Peerless Insurance’s summary judgment motion, concluding that, as a matter of law, under Virginia law, a property policy insuring a building under renovation would not provide coverage for a collapsed basement wall due to a subcontractor’s lack of shoring,. Taja… Continue reading Workmanship and Earth Movement Exclusions Preclude Coverage for Collapse As a Matter of Law