Common Sense Prevails: State of Collapse Nonexistent Thirteen Years before Discovery of Decay

Craig Bennion | Property Insurance Law Observer | February 8, 2016 For years, property insurance policies that exclude rot damage have been called upon to cover rot because the policies extend coverage to “collapse”—an undefined term—caused by hidden decay, even if the structure remains standing and in use. The Homeowners Association of the Queen Anne… Continue reading Common Sense Prevails: State of Collapse Nonexistent Thirteen Years before Discovery of Decay

Court Confirms No Duty to Reimburse for Prophylactic Repairs Prior to Actual Collapse

October 23, 2015 In Grebow v. Mercury Insurance Company (No. B261172, filed 10/21/15), a California appeals court held that coverage for collapse in a homeowners policy does not extend to prophylactic repairs undertaken to mitigate damage before actual collapse of the structure. In Grebow, the insureds had a general contractor inspect the rear deck of… Continue reading Court Confirms No Duty to Reimburse for Prophylactic Repairs Prior to Actual Collapse

Berkeley Balcony Collapse Update: New, Stricter City Ordinances; State Bill Narrowly Defeated

Matthew T. Hawk | Gordon & Rees LLP | July 16, 2015 As expected, the response to the tragic balcony collapse in Berkeley, California that killed six people has been swift but with mixed results. On the local level, the Berkeley City Council voted Tuesday to make several immediate changes to their local building requirements.… Continue reading Berkeley Balcony Collapse Update: New, Stricter City Ordinances; State Bill Narrowly Defeated

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