Tag: Commercial General Liability Policy

“Your Work” Exclusion Applies to Damage to Tradesman’s Property, Not Damage to Other Property

Tred Eyerly | Insurance Law Hawaii | February 8, 2016 The New Mexico Court of Appeals presented a cogent analysis of claims for construction defects and the application of the “your work” exclusion under a CGL policy in Pulte Homes of New Mexico, Inc. v. Indiana Lumbermens Ins. Co., 2015 N.M. App. LEXIS 134 (N. M.… Continue reading “Your Work” Exclusion Applies to Damage to Tradesman’s Property, Not Damage to Other Property

Insurance Insight – Texas Supreme Court Clarifies Extent of Coverage for Construction Defects under CGL Policies

Matthew T. Nickel, J. Stephen Berry and  Keith Moskowitz | Dentons | March 24, 2016 In a matter of first impression, the United States Court of Appeals for the Fifth Circuit certified four questions to the Texas Supreme Court arising from an insured’s claims that its liability for a refinery owner’s replacement costs and downtime… Continue reading Insurance Insight – Texas Supreme Court Clarifies Extent of Coverage for Construction Defects under CGL Policies

Is That Covered? Lost Insurance Policy

Michael R. Kelley | McNees Wallace & Nurick LLC | June 2015 Many liability policies are triggered when an event giving rise to a covered claim occurs, rather than when the claim is asserted or filed with the court.  This is often true of the most common type of liability coverage – the commercial general… Continue reading Is That Covered? Lost Insurance Policy

5 Contract Phrases that Could Cost Construction Clients

Insurance Business | December 15, 2014 The intricacies of insurance requirements in construction contracts seem like they’ve never been denser. According to a new white paper from Lockton Companies, insurance carriers are increasingly implementing restrictive additional insured endorsements, making full transfer of contributory negligence difficult. “There is a wide array of words and phrases that… Continue reading 5 Contract Phrases that Could Cost Construction Clients

“Additional Insured”: Are You Really Covered?

David A. Eisenberg | Much Shelist PC | December 10, 2014 It is standard practice on any construction project: the general contractor requires its subcontractor to obtain certificates of insurance indicating that the general contractor and the property owner are listed as additional insureds on the subcontractor’s commercial general liability (CGL) policy. The general contractor… Continue reading “Additional Insured”: Are You Really Covered?