New Jersey Supreme Court Issue Important Decision for Homeowners and Contractors

Wally Zimolong | Supplemental Conditions | August 23, 2016 The lack of insurance coverage for a contractor’s faulty workmanship is the bane of both homeowners looking to recover damage for defective work and contractors seeking to defend against such claims.  In many states, like Pennsylvania, courts hold that faulty workmanship is not an “occurrence” that… Continue reading New Jersey Supreme Court Issue Important Decision for Homeowners and Contractors

Dispelling Myths about Insurance Coverage of Defective Construction

Stan Martin | Commonsense Construction Law LLC | August 11, 2016 Lawsuits over defective construction often result in one or more parties attempting to invoke insurance coverage, at least to cover defense costs if not to cover the underlying claims. Some fifty years after courts began parsing the extent of insurance coverage for construction defects,… Continue reading Dispelling Myths about Insurance Coverage of Defective Construction

No Coverage for Faulty Workmanship Where Underlying Claim is Strictly Breach of Contract

Tred R. Eyerly | Insurance Law Hawaii | June 22, 2016 Considering certified questions from the federal district court, the Arkansas Supreme Court followed a prior decision in deciding there was no coverage for property loss caused by faulty workmanship based solely on breach of contract. Columbia Ins. Group, Inc. v. Cenark Project Mgt. Services, Inc.,… Continue reading No Coverage for Faulty Workmanship Where Underlying Claim is Strictly Breach of Contract

Is that Product Liability Claim Covered?

Matthew D. Stockwell and Amanda Senske | Property Casualty 360° | June 1, 2016 Commercial General Liability (“CGL”) insurance policies broadly provide defense and indemnity coverage for claims of bodily injury and property damage asserted against an insured. Product manufacturers are frequently called upon to defend against claims that their products caused bodily injury or… Continue reading Is that Product Liability Claim Covered?

Contractors Beware: Subcontractor Exception to “Your Work” Exclusion May Not Save the Day

Amy Elizabeth Garber | Bradley Arant Boult Cummings LLP | January 25, 2016 Commercial general liability (CGL) coverage for a general contractor is not guaranteed, even if property damage is all a subcontractor’s fault. Consider the following example: A general contractor builds a stadium for which a subcontractor builds the frame. After the project is… Continue reading Contractors Beware: Subcontractor Exception to “Your Work” Exclusion May Not Save the Day