Catching ‘Storm Chasers’: How Roofing Oversight Rules are Reshaping the Industry

Katy Tomasulo | Construction Dive | May 25, 2017 Colorado, Texas, Missouri and other Midwest and Southern states are known for their heavy storms, bringing wind, tornadoes and hail. Increasingly, they’re also becoming known for fraudulent roofing contractors, a phenomenon in which companies prey on homeowners following major storm events and take off with their… Continue reading Catching ‘Storm Chasers’: How Roofing Oversight Rules are Reshaping the Industry

Insureds Cannot Shift Burden to Indentify Claimed Damage

Summer L. Frederick | Zelle LLP | March 17, 2017 The first-party insurance claims process has always been pretty simple for the typical insured: call the agent to report a claim, identify and quantify the claimed damage, work cooperatively with the insurance adjuster to support the claimed damage, and hire contractors to repair the damage.… Continue reading Insureds Cannot Shift Burden to Indentify Claimed Damage

Testing Your Mettle What you Need to Know about Court Rulings on Cosmetic Hail Damage to Metal Roofs

Justin Kestner and Kevin J. Kennedy | Claims Management | July 21, 2016 Imagine this scenario: You are a claims professional who arrives at a building to evaluate whether or not there is hail damage to a metal roof. After gaining access to the roof, you observe a few shallow dimples in some of the… Continue reading Testing Your Mettle What you Need to Know about Court Rulings on Cosmetic Hail Damage to Metal Roofs

Hail Storm “Cosmetic” Damage & Direct “Physical” “Loss”

Advise & Consult, Inc. | September 3, 2015 Cosmetic damage (small dents) occurred to a metal roof resulting from a hail storm.  The insurer filed a claim with its carrier, Cincinnati Ins. Co., and an insurance adjuster inspected the roof and other than the dents, there was little other evidence of damage.  The estimate of… Continue reading Hail Storm “Cosmetic” Damage & Direct “Physical” “Loss”

Bad Faith Claim for Inadequate Investigation Does Not Survive Summary Judgment

Tred Eyerly | Insurance Law Hawaii | May 18, 2015 The insured’s claim for bad faith investigation regarding their hail damage claim did not survive the insurer’s motion for summary judgment. Amarillo Hospitality Tenant, LLC v. Mass. Bay Ins. Co., 2015 U.S. Dist. LEXIS 56228 (N. D. Tex. April 29, 2015). A hailstorm caused damage to… Continue reading Bad Faith Claim for Inadequate Investigation Does Not Survive Summary Judgment